im in a debating mood another topic coming up
They should just make everyones insurance really high so there is no point in fronting.
If your 49 year old mum with 12 years no claims had to pay the exact same to insure a car as a 17 year old guy with 9 points and only held a license for 3 months nobody would bother with the fronting.
Could even introduce flat rates.
£2000 for 3rd party and £4000 for fully comp. no matter what car either.
Makes alot of sense don't it.
all thats needed for that is the 17 year olds to stop driving like 17 year olds:idea:
to be honest the insurance companys have to take more blame as the articles show.
questions like does a named driver own any vehicles etc should be asked.
okay fronting can still happen but a young driver owning a car and being a 2nd driver just rings alarm bells
i "front" lolol
my mams the main driver and im the added driver
insurance for my punto 1.2 was £1200 3rdparty and £1900 for full comp
i cant afford that so im on £636 for 3rd party save alot and my mams never drove the car once lol
Not wishing on you but lets say you have an accident, your premium has been assessed on your parents being the majority driver. So insurance co. pay out but in the scheme of things lose out big time. Multiply this effect by thousands of people and bingo you have an issuei dont see the problem really end of the day they r geting £600 out of me and i wont get a NCB so wats the problem the insurance people r just after even more money out of us young folk lol
People actually forget to register the car in the parents name, thats usually the first way you get caught out. Not sure if the police also have the power to report back if they spot the named driver alot of the time driving around. So helps not to have a car that attracts attention or driving like an idiot.how would they know whos the main driver though!? most of my friends are added on there mums policy's, but most of them except i think 1, there mum/dads are the main drivers cos they cant afford there own car. thats why one of them drives a yaris his mums car lol
how would they know whos the main driver though!?