I was told by my garage that the cost cycles (for 1.1 active anyway). First year just over £100 for service, then just over £200 (which is accurate to date!), back down to £100, then £200 again and so on for the basic service, no extras.
MOT is £45, probably bit more from Fiat. Tyre seems alright at £30.
So based on what I've been told for the 1.1 active you should be looking at around £200 tops for the third year service and MOT.
Jai, how many sets of brake pads have you gone through on the Panda? How many miles have you done? I just thought disks would last a bit longer than 3 years.
Thanks
CP