Actually oldcoger - i had myself booked in the IAMS test a couple of years ago, but unfortunatly my car was almost written off by a taxi driver and i had to go for physio and was unable to drive for some time.
Ok if that is true for drivers in regards to insurance, why does it start to go up again after a certain age???
The reason why it is more expensive for us younger ones is.... which i think is obvious, that we have to prove our skills in driving thus building up our no claims. Which then obviously makes the insurance cheaper.
I myself am a safe driver, i do not take risks, the guy who went into me was acutally an older guy, who tried to overtake me from behind as i turned into a side street - now i have a pro-lapsed disc in my spine.
Five years ago, my sister was in a horrific car accident, caused by an elderly gentleman who couldn't understand how to use a box junction.
When the police asked the old guy what had happened - he said it was my sister's fault - she was going too fast, ah, but - the police actually saw what had happened and they told they guy they knew it was his fault....hmmmmm the excuse of using young people again.
And yes I am hoping to do the IAMS test, as soon as but my local college who are running the thing are only doing it on specific days and this year they are doing it in June, as many people know about my employment this would be impossible for me to do at this time of year!
I have also rang around some insurance companies - and hardly anyone are offering the discount on premiums if you have done IAMS - they say it's beacuse too many people are taking it!
May i also add... when i took my driving test, i immediately did the pass plus course, on passing this, it has given me one years no claims bonus! [^]
And we, oldcodger aren't calling all those older drivers, just those who can't drive and shouldn't be on the road, but still think they have the right to call the younger generation.
I have a bling* bling* shiny blue thing