Why would you buy a car from a trader with no MOT??
And when was the last time you made an unwise purchase that you subsequently regretted?
We've all done it, and it's not a nice place to be, so let's all try to show the OP a bit more empathy here.
I paid for it via a bank transfer, the bank have said that as I have the car it is a civil matter not a bank fraud matter and will help no further.
The bank does have a responsibility to ensure that you were the person who actually authorised the transfer of the money and that you were making the transfer willingly, without being subject to any form of coercion. Nothing you've posted suggests that you didn't initiate the transfer yourself, of your own free will, so the bank has no further duty of care to you in this case.
It's not the bank's responsibility to ensure that you spend your money wisely.
There's no point exploring this avenue any further.
I did contact webuyanycar and they claim to offer £1200 for the car in ita current state.
Ok, so that's a baseline for what you could lose if you cut your losses and sell the car now. It's possible to lose more, perhaps much more, if you choose to repair it, but we don't know that yet.
WBAC will deduct a handling fee, and they may mark the car down further when they view it, so you won't get the whole £1200. Be aware that you can't legally drive the car to WBAC once its last MOT has expired. They might come and collect it, but they'll probably offer you less if they do.
before making a final decision to sell, consider other selling options so that you can compare offers and choose the best one.
That's very good advice. Cars in a similar condition to this have sold recently on eBay for around the £2000 mark, that is one other option you might consider.
My rule of thumb is that most folks can better the WBAC price by at least £500 if they sell privately.
So you now have to deal with what you have
Keep this at the front of your mind.
It matters not what you've already spent on this car, concentrate on what's the best thing to do now. This decision should be the same, irrespective of whether you'd been given this car for free, or paid £10,000 for it.
What would you do if someone had just given you this car?
You could ask the Garage who did the MOT to quote you for the repairs and see what they say.
Yes, we need to know how much you'd have to pay to get this put into a roadworthy condition.
Having it repaired at the same garage that failed it is the best way you can be sure that you'll actually get an MOT after you've spent the money.
I would however do as suggested by many above and report this to your local trading standards, they may know of this person, they may be investigating him or it may lead to an investigation.
As would I. The more folks who report a particular individual or organisation, the more likely they are to take action.
So does about £1,100 for that type of work sound about right?
Right now we just don't know. I'd say that's a minimum figure; my guess is that it could be more. Until you get a quote for the cost of making it roadworthy, it's impossible to say.
If we're to advise you better on the merits of selling now vs repair, it'd be useful to get a look at the car's MOT history. You can download this for free from
this government website. If you post what you find, we'll be better able to help.