General My first car ! (06) Fiat Grande Punto Sporting 1.4 16v

[User Not Found]

Here's my new (to me) first car Grande Punto Sporting 1.4 16v , Been waiting for this for a longgggggggggggggggg time! only problem is the insurance is about as much as the car !!!!
£4750, mint condition, 27,000 miles f***ing BARGAIN !

Planned mods:

vinyl grille
chrome round the vinyl (like my mates white one)
powder coated wheels (black gloss)
Abarth rear and headlights

Current mods:

crappy fiat locking wheels nuts
rear sporting badge

 

[Andy The Gardener]

Looks very nice and clean

Enjoy it.

 

[boddahchris]

Nice! get your upper grille sprayed too!

 

[User Not Found]

Nice! get your upper grille sprayed too!

O yeah i 4got bout that one, i'm going to make the front end just like the white one, blacked out with the chrome round it

 

[Garree001]

Congratulations! Looks a great car

You say your insurance is bad? Mind me knowing how bad? lol

 

[User Not Found]

Congratulations! Looks a great car

You say your insurance is bad? Mind me knowing how bad? lol

well im onl just 17, still learning, so its £2700 :bang: for 12 months, on my own policy (so not tooo bad) fully comp, but the good thing is, I'm with Endsleigh , but the good thing is, Endsleigh will give me 2 years NCB after 1 year driving, which should half my insurance, and then a further 20% off if i do my pass plus..... so the first year is daylight robery, but after 1 year its pretty decent for a new driver... esp it being such an amazing car :slayer:

 

[OLZ]

This is my first car too, 17 years old but Direct Line is £900 cheaper (inc my 20% pass plus discount)

 

[juwel-180]

i know the feeling mate, had a black 1.4 16v for my first as seen in my dp. Insurance is mental haha, total rip, im with admiral (multi car) and have 1 year NCB its £1,300 at the moment (touch wood). I did pass plus, you might as well through £100 out the window made no diffrence to admiral lol. Also dont forget when you pass your test the price will go up. Somthing about your in the car on your own and more likley to crash. Why dont insurance pompaines like 17-18 year olds

 

[User Not Found]

fully comp on your own name? i tried direct line, it was £1400 as an added driver, which was good, but this way, i earn double the NCB, so long term its probably better

 

[User Not Found]

juwel-180, i know exactly whatyou mean, luckily my rate is fixed so it wont go up when i pass... but still, its an outrage what they charge, and its not like there is a significant difference between cars. I found a 1.2 stripe more expensive than a sporting !

 

[juwel-180]

The stupid thing is that my girlfriend is learning to drive and by putting her on my insurance (even though she has not passed) LOWERS! my insurance price And her having a 1.5 suzuki swift sport is half the price of my fiat to insure WHO CAME UP WITH THAT ONE! Ye when i was 17 the highest price i came across was this one compnay wanted over £4,000 a year for insurance. when your 17 comparison sites realy dont save you money

 

[User Not Found]

Thats mental !... all i can say is, its because we have the best car everrrrr..... thats y its so expensive lol. we pay for the privilage ;-)

 

[Garree001]

I remember all this when sorting my insurance for the first time! Nightmare is the word. It was so bad at one point, I was getting declined some insurance - that said, I was declined by HSBC earlier this year when I was looking for a change of car. I only wanted a VW Golf 1.9 GT TDi - they said no! So the problem does not go away and I am a 23yo driver with 6 years' NCD I wouldn't have ended up with my GP if I got the VW, so it's swings and roundabouts

The reason your insurance went down for having your GF on the policy is because she's (for some unknown reason) in a lower risk group than you - they weigh it up and guess that you won't be driving it as much and thus lower the premium. It's a fiddle that some people are now exploiting and many insurance companies have figured this out - so it won't be around much longer.

And your policy does go up after passing as they think that the second there's no instructor in the car - you'll rag it and crash into a gold plated bus stop swamped with school children dressed in expensive things. Truth be told, I was sh!tting myself going out for the first time. I was also pretty happy about passing too, so nearly ran someone over It was funny looking back at it now as the woman was probably pretty angry about having someone driving at them with their 'I have just passed my test happy face' on. So I can understand that one lol.

 

[User Not Found]

haha i know exactly what you mean, i'll only be driving to school and back ;-), and maybe the odd race or two lol !.... but i dont see why girls are less risk than guys, everyone knows women can't drive !!!! well the women i know anyway

 

[Jetstar Grande]

Here's my new (to me) first car Grande Punto Sporting 1.4 16v , Been waiting for this for a longgggggggggggggggg time! only problem is the insurance is about as much as the car !!!!
£4750, mint condition, 27,000 miles f***ing BARGAIN !


Congrats on your new car - lucky you, I recall when i was 17 back in the late 70`s and used my mums old mini, then in 1981 i purchased my first car an escort 1.1 1977 model in white, i loved that car so i guess i know how you feel getting yours.
Your insurance is a phenominal amount but good on you for going for it, it will be worth it in the long run, my GP costs me £400 fully comp with NCB

one piece of advice is watch your speed and the cops and the cameras etcetc but enjoy it its a great car to drive.

 

[User Not Found]

Here's my new (to me) first car Grande Punto Sporting 1.4 16v , Been waiting for this for a longgggggggggggggggg time! only problem is the insurance is about as much as the car !!!!
£4750, mint condition, 27,000 miles f***ing BARGAIN !


Congrats on your new car - lucky you, I recall when i was 17 back in the late 70`s and used my mums old mini, then in 1981 i purchased my first car an escort 1.1 1977 model in white, i loved that car so i guess i know how you feel getting yours.
Your insurance is a phenominal amount but good on you for going for it, it will be worth it in the long run, my GP costs me £400 fully comp with NCB

one piece of advice is watch your speed and the cops and the cameras etcetc but enjoy it its a great car to drive.

Cheers , the car is just sooooooo nice to drive, My driving instructor has a corsa n the GPs make that feel like a skip on wheels... I long for the day when my insurance is only £400

 

[Ffoxy]

haha i know exactly what you mean, i'll only be driving to school and back ;-), and maybe the odd race or two lol !.... but i dont see why girls are less risk than guys, everyone knows women can't drive !!!! well the women i know anyway

There's why Insurance companies dont like 17 - 18 year olds in a nutshell.

Girls just dont have the testosterone that makes lads think they are a racing driver because they bought a car & passed their test.

I know many lads of all ages race but at 17 - 18 with no experience?

I'm no killjoy, been there and done it all, but a 19 year old lad from Telford Krooze was killed this weekend racing allegedly... I can imagine the torture his parents are feeling right now... and for what?

 

[punto_matt]

You do know that those 2yrs ncb will only apply to that company and if you were to go anywhere else you would only get 1 year.

 

[Thunderchump]

i love being old(ish)
25, fully comp, wife as named driver on a 2007 T-Jet with Abarth Springs and Forge Braces. 3 NCB (had a shunt in 2006)
£236

Not sure how Elephant will like the remap, Mito Turbo and GSR i have planned though

 

[robm1987]

Nice car mate, you will enjoy it! i had one and i did!
Nice colour