My uncles 5 series needs a new engine at 80k and will cost him £1000's. To be honest I don't think more expensive cars are more reliable.
The parts on bigger cars will be higher quality because they have to work harder.
The Panda is one of the most honest cars under £10k, some of the materials in the trim are cheap and it shows, some of the wiring is on the thin side but other companies make the trim look all plush and then cut corners on the machanicals.
The drive system on the Panda is well proven.
My only critism is that shock asborbers and discs should be lasting longer than they seem to.
Agreed. My experience of the 3 Fiats i've owned have been that the oily bits have been of good quality. Ive done just over 100,000 miles over the 3 of them & the only replacement components have been:
Punto Mk1 -
Bought at 7 years old - 50,000 miles:
Exhaust - 55,000 miles - £less than 100
Rear Radius Arms - 60,000 miles - £150 incl. labour
Car sold at 75,000 miles.
Punto Mk2 -
Bought at 4 years old - 25,000 miles:
Rear Brake Drums - 34,000 miles - £less than 100
Front Brake Discs & Pads - 55,000 miles - £150 incl. labour
AirCon Metal Pipe - 65,000 miles - £80 incl. labour
Car sold at 85,000 miles.
Stilo - Bought at 4 years old - 50,000 miles:
Front Suspension Coil Springs - 62,000 miles - £280 incl. labour
Rear Brake Pads - 62,000 miles - £100 incl. labour
Front Suspension Link Rod - 65,000 miles - £40 incl. labour
Current mileage 66,000 miles.
Obviously each car's had services & they've all had cambelts replaced as per the interval. Stilo also had water pump as per recommendation, but from the above, the only fault that has kept me off the road was the front suspension springs on the Stilo, which Fiat UK gave me £300 vouchers for (spring went into the front tyre). Most of the other faults were discovered during services or MOTs & i'd say things like exhausts & brakes are to be expected on any car.
The only thing would be the brakes wore quicker than i'd hoped on the Mk2 Punto, but since it was owned by one elderly owner who'd done 25k in 4 years before i got it, and hasn't happened on any of my other cars, it was probably more to do with his driving style than any fault of the car or me
I seem to find Fiat spend more of the budget on engine technology & most of the oily bits, and save money on suspension parts & the trim, which is more plasticky than some marques. However, at least with a Fiat you can see where the pennies have been saved. Just because a car has a squishy dashboard doesn't mean it's gonna be bullet proof. And Fiat's part prices are ALOT more reasonable than most.
The biggest worry you'll have with a Panda in terms of bills is the power steering, but recon units are available now, which saves a hefty chunk off the bill for a new unit. If you rag a Panda everywhere then it probably won't take the abuse of a BMW, but they are designed for getting people to work or for visiting relatives, not for beating Jason Plato round Donnington Park.