Best insurance for a 17 year old

[oXRUSSXo]

Hi I'm looking to get insurance for my MK2 punto. The cheapest I've got it to is £1330. That's from coop with the black box.

Does anyone know how I can get it cheaper for a student or anything like that. If it's any use to anybody my postcode is WS6 6DR

Thanks

 

[oXRUSSXo]

My reg is BD51 LNW aswell I forgot to add

 

[s and b]

thats a dammed good quote you know

 

[oldhammer]

Try adding someone else to the policy,

(ask first mind.)

Adding a partner or Mum/dad grandad etc, might bring the price down a fairbit

this is what alot of young drivers are doing now ibelieve,


Dont bother with tinternet comparison sites, ring a broker direct
you carnt haggle with tinternet comparison sites,

 

[scimitargtc]

that's is a great price unfortunately - youngest when he passed his test last July insurers wanted £3k! got it from Ingenie for £1800 with a box - & he's had £170 in total back over 3 quarters review as a discount. his friend has just passed his test got a 1.9 diesel 80bhp Stilo 3dr yellow, leather, slat sun roof etc and paid £1450 with a box (the 'box' whilst it promotes careful driving is not very forgiving - someone pulls out in front of you that even a v.experienced driver would have to brake hard for and you receive a 'warning' on the regular updates - to be fair the garage that was repairing his engine and was 'caught' doing 37mph in a 30 limit for 400 yards when the garage 'owned' up to them they deleted the data

 

[varesecrazy]

Try adding someone else to the policy,

(ask first mind.)

Adding a partner or Mum/dad grandad etc, might bring the price down a fairbit

this is what alot of young drivers are doing now ibelieve,


Dont bother with tinternet comparison sites, ring a broker direct
you carnt haggle with tinternet comparison sites,

us the comparison site to compare all the options.., then once you discover what REALLY effect's the premium,
get on the phone..,


we found that 2 x 17 year old learners was cheaper to insure than 1..!!


Charlie

 

[oXRUSSXo]

Hi thanks for all the replies. I didn't realise how much of a good price it was

 

[varesecrazy]

is that with a full licence, or provisional..??,
as it'll be @40% more for full licence..!!,
chalrie

 

[KRaikkonenNo1]

My first year was £103 a month with co-op black box and I hit my targets (stayed within speed limits, etc) and it got reduced to £38 a month after 6months!! Now that is bloody good but I am 100% sure they made a mistake but I never questioned it!

That why when renewal came they quoted me £200 a month with a box!!

I'm now with lv and paying £100 a month for a sporting which I think Is good!

 

[oldhammer]

Biggest factor with insurance imho is Postcode.

ipay nearly 900 a year, fully comp, 9 yrs ncb, no claims,

if imoved down south icouid have the same cover for under 300notes,

 

[oXRUSSXo]

is that with a full licence, or provisional..??,
as it'll be @40% more for full licence..!!,
chalrie

Hi that's with a full licence

 

[varesecrazy]

Biggest factor with insurance imho is Postcode.

ipay nearly 900 a year, fully comp, 9 yrs ncb, no claims,

if imoved down south icouid have the same cover for under 300notes,

but pay 30% more for everything else in life - except breathing..:bang:

 

[jakepocock]

My first car was £1500 for insurance at 18, with having a license for 18 months so count yourself lucky. Now on a grande Punto T-Jet I'm parting with just over £600 notes, so not bad for something twice the power and triple the torque of my old Ka. My only recommendation. If you're looking for a car and nit bought one yet, buy something different, slow and cheap like a Suzuki wagon R or a Honda Jazz, swap it in once the insurance become cheap and buy a nice Fiat then.

 

[homeward]

If you're looking for a car and nit bought one yet, buy something different, slow and cheap like a Suzuki wagon R or a Honda Jazz, swap it in once the insurance become cheap and buy a nice Fiat then.

What's wrong with a Mk2 Panda...?

 

[jakepocock]

Nothing good cars just not fast, which at 18 is good. But at 20, I would want more powerrrrrrrrrrrrr

 

[Stewarty]

I got mine for around 1500. mk2b 1.2 8v I'm 18

 

[Most Easterly Pandas]

Nothing good cars just not fast, which at 18 is good. But at 20, I would want more powerrrrrrrrrrrrr

Power isn't everything, its how you use it :nerner:

 

[homeward]

Power isn't everything, its how you use it :nerner:

You only have to watch James May's test drive of the latest Panda (comparing it with a Corsa VXR Nurburgring (stoopid name)) to appreciate this. And a 1990 Panda 750L is so much fun on a winding road...!

 

[jakepocock]

True! My T-Jet reflects my driving style - Lazy

 

[benyboy95]

If you like driving fast dont even consider a black box just had my insurance cancelled cause of driving to fast and now its 3500 to get back on the road but when im 19 its 2500 without a box which is a grand more than i wouldve been paying with the years no claims i wouldve had so pissed off with myself