Alloys
- Thread starter sunny2539
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Alloys
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Some don't even bump up the premium, but others do. Some may not even insure you with them fitted (due to age or whatever). Best just to ring the company and find out.
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wolfracepunto said:
:yeahthat:
There are so many variables involved in calculating a premium it's impossible for anyone but your insurance co. to know
A company may also allow one person to have alloys on the policy at no extra charge, but will charge the next guy £X to have alloys.
If they do allow you alloys and they charge you, having standard fiat ones should cost less than others.
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Are you on your own insurance policy?
well you might get it if you are on your parents as that basically makes it their car (if they are the reg keepers) and you are just 'a driver'
I am on my own fully comp pol now with churchill (wanted to go with frizzel as they were offering the equiv of 1years NCB for free at the time, phoned the last few places and went back to frizzel with the quote number and was told that the offer expired the previous day! It only rang about 20minutes earlier, was v vvvvv annoyed!!), and my GT alloys aren't costing me anything, I didn't say GT alloys though, I just said OEM fit 14" fiat alloys, and also stated that if my car was a few months newer it would have had 14" steels anyway! The girl pressed something and the thing went from £17.22 (processing fee?) to £0!! Result!
I am on my own fully comp pol now with churchill (wanted to go with frizzel as they were offering the equiv of 1years NCB for free at the time, phoned the last few places and went back to frizzel with the quote number and was told that the offer expired the previous day! It only rang about 20minutes earlier, was v vvvvv annoyed!!), and my GT alloys aren't costing me anything, I didn't say GT alloys though, I just said OEM fit 14" fiat alloys, and also stated that if my car was a few months newer it would have had 14" steels anyway! The girl pressed something and the thing went from £17.22 (processing fee?) to £0!! Result!
so in their system.. its noted you down as having alloys.. does it say fiat original alloys?
so wait.. you have gt alloys.. so if was to need your insurance.. they have a way to reject any claims.. dodgy!
so wait.. you have gt alloys.. so if was to need your insurance.. they have a way to reject any claims.. dodgy!
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fitted my MOs yesterday rang insurance direct line told them, they say no extra to pay:woot:
What a swizz alloys are as far as insurance is concerned. Charing one person more than another. Most new cars come with alloys as standard and how does it matter how old/how many NCD a person has? I bet a thief doesn't check your age+NCD before swiping your car/alloys.
dave said:
We want pictures!
car still dirty, and i was over enthusiastic fitting the centers, 1 died they are like tinfoil, new one ordered but they come in fours @£20 a set
wotnowarninglight
Member
Started off by telling my insurers that me dad was offered alloys as a dealer option on his identically spec'd car. They checked with the underwriters and no extra premium
