they still pay out if people crash in the winter with summer tyres on, that costs them loads so don't see why they would refuse when its the other way around.
General Which winter tyres are people going for
- Thread starter rallycinq
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General Which winter tyres are people going for
they still pay out if people crash in the winter with summer tyres on, that costs them loads so don't see why they would refuse when its the other way around.
ahmett
Prominent member
Yes if i was still living in the uk in the SouthEast London Suburbs area (i lived in windsor) I would have kept the summers all year long = )They don't 'melt' above 15 Ahmett
Winters in the summer are always a lot safer than summers in the winter, although both will never be ideal.
Good Maxi lives in the Welsh Riviera then :devil:
Okay guys, point taken.
I'll unsubscribe from this thread now.
Dom
I'll unsubscribe from this thread now.
Dom
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i understand this years compounds are a big improvement worth 2 seconds 60 to 0
however there are reports that they are intolerant of being fitted the wrong way round, intolerant of being run at low pressure and you have to take special care if you are running extreme camber. oh and be careful not to drive over kerbs.
some isolated reports of sudden failure clustered in the Towcester area...
other than that they are cutting edge
Courtesy of Sniffpetrol (http://sniffpetrol.com/2013/07/03/that-pirelli-statement-in-full/):
Melt huh? You've never driven on winter tyres have you? Sure, they feel squidgy above 15-20 and if it's a warm day in the high 20's then you can feel that they get even softer, but plenty of people in Nordic countries drive around on winter tyres all year round and their winter tyres are even softer than ours. The sides on mine have almost gone and that means the tyres don't flex all that much anymore, which also means that the tyres don't heat up as much and aren't wearing nearly as bad as new winter tyres would.
Okay guys, point taken.
I'll unsubscribe from this thread now.
Dom
It's no problem
We had this discussion in reverse a few years ago, people who didn't know what they were talking about saying that you wouldn't be insured if you ran winter tyres and didn't tell your insurer.
The insurance industry has done a number on people, people are absolutely paranoid about invalidating their insurance by making the slightest change to the car.
With tyres all that matters is that they exceed the load and speed rating as set out by the cars manufacturer, that the tyres have air in them, that they have enough tread, that they're not cut or faulty in any way, VERY important that they have the E mark to say that they're legal for use in the EU, that they obviously satisfy MOT regs (tread not sticking out of arches etc etc) and probably a few other things that I can't think of at the moment.
The long and short of it is that if you fit a tyre which is listed in the handbook and regardless of whether it's a summer, winter, all weather, off road or track day tyre, as long as it satisfies the above things, then you'll be fine. Obviously there will be times when one of the above choices won't be ideal, but that's the beauty of free choice
New panda 4x4 are supplied with winter tyres as standard. They couldn't say anything about that surely?
They could be supplied with trackdays tyres and no one would be able to say anything
Might be a bit silly off road though!
latest advise from ABI
https://www.abi.org.uk/Insurance-and-savings/Products/Motor-insurance/Winter-tyres
https://www.abi.org.uk/Insurance-and-savings/Products/Motor-insurance/Winter-tyres
Tbh even that is BS
When insurance companies agree to insure a car then they agree to insure a car as it's homologated (and the handbook shows the homologated tyre options). Now obviously if you get a pop and put alloys on it then that's different, but if you all things being equal (let's assume the same wheels) then you don't actually need to tell them (do we tell them if we fit better or worse tyres) when we're fitting perfectly legal E marked tyres.But if people have been made so paranoid that they feel the need to call up their insurance company then that's up to them I guess, my new insurer claims that I need to call them up, they can stick it and I won't be insuring our cars again with such a bunch of morons.
Tbh even that is BS
But if people have been made so paranoid that they feel the need to call up their insurance company then that's up to them I guess, my new insurer claims that I need to call them up, they can stick it and I won't be insuring our cars again with such a bunch of morons.
what i dont understand is how jo public is supposed to know that, for example Direct Line, would like calling about winter tyres?
i bet if you did call them they wouldn't know what a winter tyre was...
and are you suposed to call them again to tell them you fitted normal tyres???
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When I called up Aviva to ask whether I needed to inform them that I'd put winter tyres on (I was curious what their requirements were), I spoke to an Indian person who had never heard of winter tyres, I said that they were the size listed in the handbook on the wheels listed in the handbook and he came back from talking to an underwriter and said there was no need to call them and that they were not considered a modification.
Ditto. The joys of a quality insurance product. Its things like this that divide the good insurers from the crap.
ahmett
Prominent member
hahaha get that recorded so if the insurance company tries not to pay out you can say but your indian advisor said otherwise = )
You may or may not remember about 20 pages back now probably, I called my insurer (rac at the time) to ask if winter tyres were ok. On checking with the underwriters the customer service operator said "no, that would be considered a modification"
I don't insure with RAC anymore.
I don't insure with RAC anymore.
The Twins
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Lol, I bet if you rang up and said "is it ok if I fit 'summer' tyres to my car" you'd get the same answer.. They just don't know what they are talking about and therefore say "no" to anything they don't understand.
wotnowarninglight
Member
Just come across this thread and I know it is early to think about winter and winter tyres...
I was concerned re the insurance angle and the fact that most winter tyres are a speed rating lower than the regular summer tyre in a particular size.
Also due to a reorganisation at work, my job has moved from Derby to Buxton, so when the ER300 Bridgestones were due for replacement on the Golf Plus, I went for all season tyres in the exact size / speed / load rating the car was supplied on from new. I also wanted the grip of the ER300's but a quieter ride and lower rolling resistance tyre for increased MPG.
So far about 4000 miles up on what appears to be one of the only Eco-Comfort All Season offerings in 205/55 VR 16's and I can honestly say I'm as impressed with these as the ER300's which were great. Not sure how many folk have heard about Vredestein's Quatrac Lite but I cant fault them!
I was concerned re the insurance angle and the fact that most winter tyres are a speed rating lower than the regular summer tyre in a particular size.
Also due to a reorganisation at work, my job has moved from Derby to Buxton, so when the ER300 Bridgestones were due for replacement on the Golf Plus, I went for all season tyres in the exact size / speed / load rating the car was supplied on from new. I also wanted the grip of the ER300's but a quieter ride and lower rolling resistance tyre for increased MPG.
So far about 4000 miles up on what appears to be one of the only Eco-Comfort All Season offerings in 205/55 VR 16's and I can honestly say I'm as impressed with these as the ER300's which were great. Not sure how many folk have heard about Vredestein's Quatrac Lite but I cant fault them!
doggydoctor
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Do you think direct line want you to phone them when you fit the space saver spare wheel after a puncture too?
I called my insurance once to tell them I was changing my magic tree from New Car to Black Ice. The woman laughed to be fair.
