I am very skint and it's really getting me down
Tenants not paying rent on time

Previous tenants to the none payers not paying rent and doing one mid month

Rising cost of diesel and a 30+ mile increase to my daily commute

Being stitched up due to crappy garage and scudo receiving fines earlier in the year that meant I went passed OD limit and now the bank charges are snow balling very very quickly :bang:


Expenses from two weeks business trip to San Jose are taking a lifetime to come in.
I've sold 3 of my cars this year and all I have to show for it is a set of skanky old car mats and some random parts in my garage but financially no better off
It's really annoying how I've gone from several hundred each month in my back pocket and credit cards over draft etc all manageable and nearly paid off, to being in a state of my monthly income barely touching my bills / accumulating debt, and each time I go over by a tiny amount in some cases for less than an hour it's costing me a fortune
I've tried to speak with my bank and arrange a meeting so I can discuss my current and future lending prospects and organise a way in which I can get on top of everything. I've got more than enough equity to get on top and out of this rut...... So far the worlds local bank is appearing very very foreign when ever I ring them

as for speaking with the right person for small business accounts or mortgages I might as well speak to an automated cinema booking system!