i used to be on my parents aa cover, but as i am now over 21 i needed to be on my own, its cost me £96 (20% discount), for option 300, i though the extra money i needed to pay for option 400 wasnt justifiable
i have called the aa out numerous times, mostly cause of snapped clutch cables, but also when i was at the ff meet in skegness, where i needed a low loader to get me home, as i blew my ecu and there was nothing they could do
i cant really fault them as they have always kept me informed, by either text or phone call, they even gave me priority once as i had my sisters kids in the car.
this is most probably the same with the rac, but as i was used to aa i choose them
another one to try is breakdown cover by tesco, they use greenflag, so you know you will be getting a good deal