Are Insurance Companies crooks, or are they just retarded?
I have a policy on my Multipla, full no-claims, wife as named driver on 3 years NCD.
I've just taken out a policy for a Wheelchair adapted vehicle, I got it from a family friend so I can take my (currently) Wheelchair-bound Mum out occasionally.
I used a comparison website, put in that I haven't made a claim for over 9 years (max NCD), and went for the cheapest quote (naturally).
Now, when I ask my Multipla insurers for proof of NCD, they say it can only be used for one policy at a time
That's just nonsense.
No claims means just that, you haven't made a claim in X years, so you're technically less of a risk than if you made a claim <X years ago, or every few years or so, it's not a 'solid thing' that can only be in one place at a time!
It's to do with you and how you drive, not how many cars you're insured on.
Imagine if you went for a second job, and when they asked if you had any criminal convictions you had to say yes, because you were using your 'no convictions' at your other job :bang:
I can however use my Wife's NCD (she's a named driver on both policies), which means I only have to stump up an extra £90...
"Hi. I'm a psychopathic lunatic with violent tendencies, but my Wife isn't, so therefore I'm fit to work at your Creche, OK?"
I have a policy on my Multipla, full no-claims, wife as named driver on 3 years NCD.
I've just taken out a policy for a Wheelchair adapted vehicle, I got it from a family friend so I can take my (currently) Wheelchair-bound Mum out occasionally.
I used a comparison website, put in that I haven't made a claim for over 9 years (max NCD), and went for the cheapest quote (naturally).
Now, when I ask my Multipla insurers for proof of NCD, they say it can only be used for one policy at a time
That's just nonsense.
No claims means just that, you haven't made a claim in X years, so you're technically less of a risk than if you made a claim <X years ago, or every few years or so, it's not a 'solid thing' that can only be in one place at a time!
It's to do with you and how you drive, not how many cars you're insured on.
Imagine if you went for a second job, and when they asked if you had any criminal convictions you had to say yes, because you were using your 'no convictions' at your other job :bang:
I can however use my Wife's NCD (she's a named driver on both policies), which means I only have to stump up an extra £90...
"Hi. I'm a psychopathic lunatic with violent tendencies, but my Wife isn't, so therefore I'm fit to work at your Creche, OK?"