500 Newbie here...

[JessieJN]

Hi all,

Joined the group after watching my dad on an Audi TT forum and thought I'd jump on the bandwagon for Fiats. I have a 500 Gucci 1.2 and I love him! Had it for nearly a year now and looking for cheaper car insurance. Would be great if anyone has any suggestions regarding car insurance.

 

[RobinPJ]

Welcome.

My advice is grow older, don't crash, and move to the country.

 

[JessieJN]

Thanks for the advice. Growing older, yes I'm starting to get wrinkles so that's no problem. Don't crash, doing well so far, as long as taxi drivers remember to indicate on an island. Move to the country, all in due time!

 

[AndyRKett]

Welcome to the forum, cheaper car insurance = keep shopping around then shop around again I think I've got mine down to £350 a year which isn't bad since the other half plowed through an Audi earlier in the year

 

[Notfer]

Admiral personally, but im in a similar dilemma being a youngish driver

 

[wellfan]

Growing older is my best advice. £88.62 with Saga. One of the few benefits of growing older. Does not really compensate for all the disadvantages.

Have you checked http://www.moneysavingexpert.com/car-insurance/#step1
Adding an older driver has always quite dramatically reduced both my son and daughter's insurance premiums.

 

[DBunX]

I too have found Admiral to be the best so far on insuring my 500, coming up consistently on direct and multi-insurer sites with decent prices.

It is all to do with your personal circumstance though, so being over a certain age etc. does help an enormous amount. Just be thankful you are not a 21 yo male!

 

[Spinnerdcc]

Get married, and own your own home. They qualify quite a nice reduction.
And deffo shop around as the cheapest with one car is not always ( more like never ) the cheapest with another.
And nrver ever auto renew.

 

[stefdavie]

Im 22 and have a Fiat 500 sport. 4 years no claims and I am roughly £250 a year from Churchill, was £270 the year before.

 

[varesecrazy]

Im 22 and have a Fiat 500 sport. 4 years no claims and I am roughly £250 a year from Churchill, was £270 the year before.

where you drive + park the car will also have a HUGE effect on pricing.

I cannot recommend the search / comparison sites highly enough

put an hour or so aside and keep changing the options, levels, etc.

you could easily save £500,

EG. my 22Year old son's was due renewal,
I suggested getting an online quote before the renewal came through,

Online = £900 for 12 Months with Aviva
Renewal = £1200 for 9 months with Aviva,
rang Aviva to take up a price-match = they couldn't match the online quote for their OWN company's cover..!!:bang:

as stated adding parents, etc = with CLEAN licences always helps,

Charlie