Cam belts are not worth the risk of taking beyond their service life. Some cost a fortune to replace but its still better than a new engine/car. I wont make that mistake again.
Sister-in-law has a Rover 75 with the V6 petrol engine. She also has a Freelander as she lives in wildest Devon. The Rover seldom gets driven since her husband sadly died a few years back and she mostly drives the Land Rover. The local Rover garage advised her, some years ago that it was due but the quote was going to need a mortgage to fund it! (I never did one of these when I was in the workshop but I seem to recollect that it has belts on both ends of the engine and it's "awkward" to access. So she keeps it just for special "posh" outings - still with the original belt on it! She just can't get her head round that with the belt well over the time when it should have been changed, the car lying unused most of the time and then being needed for an "important" outing is an absolute recipe for disaster. It's a low mileage car so I keep telling her to sell it, but?????
The other one I've heard of is the 5 cylinder Fiat Coupe which, from what I hear, has to have the engine lifted to get enough working clearance - mucho dinero required?