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General Disaster after storm

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General Disaster after storm

xalfa

xalfa

New member
Joined
Jan 27, 2012
Messages
14
Points
4
Location
Crawley West Sussex
Sad news folks but there may soon be one less 150 Sport on the road. I went to get the car out of the council block of garages where it's kept, only to find that the storm on the night of 23rd December had ripped the roofs off 9 garages and destroyed the brickwork, leaving my pride and joy buried. Every body panel is dented, windows scuffed with nearside head and tail lights damaged. Damage has been estimated at £4400. Does anyone know if this is a write off as the car is a Oct '58 plate 16v 150Sport in/was in very good nick with 48k on the clock. I was the only silly sod to use the garages to garage a car. I feel that as a totally innocent party in all this, I shouldn't loose out financially as it was the council and their botched repair on one of the other 8 garages that allowed the wind to get under the roofs. Any advice would be a help otherwise its Bye Bye.
cry.gif
 
I would of thought they'll right it off, they tend to add around 20% to the repair cost to cover unseen problems which in your case there could be a few and if it's anywhere near its trade value they'll make you an offer. It's safer for them than attempting a repair.
 
Marcos999 said:
I would of thought they'll right it off, they tend to add around 20% to the repair cost to cover unseen problems which in your case there could be a few and if it's anywhere near its trade value they'll make you an offer. It's safer for them than attempting a repair.
Click to expand...
Mechanically the car is sound, and only passed it MOT in late October. Still drives fine and you see no damage when inside the car. If it becomes a Cat C write off I think I'm in for a difficult time.
 
I'm sorry to say it but I would think that they will definitely right it off at that kind of estimate.

Don't forget that you do have the right to purchase the salvage if you really think that it would be worthwhile - you would then have the cost of repairs yourself though and the car would be registered as a write off.

If you feel you have evidence that the council are liable due to a failure of their duty of care you could provide such evidence to your insurer in order that they can try and obtain some recourse, however I don't see that this would benefit you greatly and due to the level of cost involved I can't imagine the insurer would be interested in taking this on.

Sorry to hear about you car, however at least you are safe and well.

All the best.:)
 
Thanks Guys for your replies, will post the insurers decision on the tail off this thread, should be in a couple of days but might be a bit longer as they are probably a bit busy at the moment.
 
push for a good valuation and buy the salvage, pursue council for consequential losses

break the salvage, wheels £300, engine £1k gearbox £500 and interior will all sell easily

i'll take the steering wheel and gearknob for £100 in good condition
 
That must be gutting, ever so sorry to hear of this. At least you and your family are all ok though. Cars can be replaced. The idea of breaking it if it does get wrote off is a good idea. I know it's all ifs and buts, but if you can get afford a new car with the write off price obviously with a bit of your own money, and also purchase the car back you could come out of this financially better. Which is the only positive I can imagine. You never know though. They may repair it and you will have a perfect and imperfection free motor. Wouldn't that be nice.
 
To be honest the last time i had a car written off the insurers wanted so much for the salvage it didn't make financial sense to buy it. Do you have a loan car?
 
xalfa said:
Sad news folks but there may soon be one less 150 Sport on the road. I went to get the car out of the council block of garages where it's kept, only to find that the storm on the night of 23rd December had ripped the roofs off 9 garages and destroyed the brickwork, leaving my pride and joy buried. Every body panel is dented, windows scuffed with nearside head and tail lights damaged. Damage has been estimated at £4400. Does anyone know if this is a write off as the car is a Oct '58 plate 16v 150Sport in/was in very good nick with 48k on the clock. I was the only silly sod to use the garages to garage a car. I feel that as a totally innocent party in all this, I shouldn't loose out financially as it was the council and their botched repair on one of the other 8 garages that allowed the wind to get under the roofs. Any advice would be a help otherwise its Bye Bye.
cry.gif
Click to expand...

As above, sounds like a write off (n)

Not sure why you're expecting council to pay, unless you can prove their liability for this botched repair. How was it botched out of interest? Sounds like its storm damage and it'll be your insurance co that covers it unless liability can be proven to be completely that of the council, and your NCD affected. I know its not what you want to hear, but its how insurance and liability works. It'd be no different to if the car in the neighboring garage caught fire and took the lot out, unless that vehicle owner has been negligent in the cause / starting of the fire (and you can prove this) its your insurance co that'll cover this, not theirs.
 
xalfa said:
Damage has been estimated at £4400. Does anyone know if this is a write off as the car is a Oct '58 plate 16v 150Sport in/was in very good nick with 48k on the clock.
cry.gif
Click to expand...

Just had a quick look at Parkers valuations. Not sure if yours is a diesel or T-jet so:

Multijet 150 - £4,130 (Private good, based on 60,000 miles)
T Jet 150 - £3,370 (Private good, based on 60,000 miles)

Even adjusting for mileage the repair estimate of £4,400 would certainly make the car a write off unfortunately. A quick look on Autotrader would concur with this also.:(
 
Car is Mulitjet 150 sport, there's one for sale in a garage in Slough for £7995 same mileage and 6 months older.
The council had previously knocked the unsafe rear wall of an empty garage down and replaced it with a board that was 300mm to short. this created a gap under the roof the width of the garage like a letterbox. The wind used this to rip every thing apart across 9 garages. I have plenty of photos and video of the attempts to make this safe and the subsequent further collapse of the garage around my car. Beware of insurance companies that ask you if your car is garaged overnight, its not as safe as it seems. Are the insurance company prepared to fight on my behalf, we shall see...........
 
Mark075 said:
:eek:
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:eek: indeed! My 165 Multijet Sport cost me only slightly more than that in march 2012 on a 59 plate with 14,000 on the clock. From Thames Fiat, Slough.

Sadly the car is with a new owner now, I hope it gets as well looked after as I kept it.

This is a sad story. Especially as you would expect parking in a garage to be much safer than most places, certainly than outside. A concrete tile (large heavy type) came off my parents house roof in the wind last week and hit their little Punto, luckily it has only left a few small scratches on the bodywork between the roof and passenger door opening (unsure what to call this area).
 
£7995 is extortionate imho. In any case the insurer will be looking at market value and certainly not forecourrt prices.

I got ours for a steal - 1.9 8v 120 Dynamic with 46k miles - £2,850. Car was missing its service history and only had one key, but after some tlc (cambelt, waterpump, EGR replacement, service etc) she is absolutely great. Stands me in at under £3,500.00. Even with full service history I would have been able to pick one up for under £5,000 easily.
 
Final Outcome
Thought people might like to know. Final offer after a bit of haggling is a settlement of £5400 not as much as I had hoped for but there are still the uninsured loses to add as and when liability is established. Have now bought a 3year old Honda Civic, not everybody's ideal but a bit more comfortable than the Bravo but not as quick or fun to drive. So it's good buy to this forum it been fun........and does anybody want a Bravo and Audio handbooks or a Bravo manual on CD?
 
xalfa said:
Final Outcome
Thought people might like to know. Final offer after a bit of haggling is a settlement of £5400 not as much as I had hoped for but there are still the uninsured loses to add as and when liability is established. Have now bought a 3year old Honda Civic, not everybody's ideal but a bit more comfortable than the Bravo but not as quick or fun to drive. So it's good buy to this forum it been fun........and does anybody want a Bravo and Audio handbooks or a Bravo manual on CD?
Click to expand...


Do let us know how you get on re liability :)
 
xalfa said:
Final Outcome
Thought people might like to know. Final offer after a bit of haggling is a settlement of £5400 not as much as I had hoped for but there are still the uninsured loses to add as and when liability is established. Have now bought a 3year old Honda Civic, not everybody's ideal but a bit more comfortable than the Bravo but not as quick or fun to drive. So it's good buy to this forum it been fun........and does anybody want a Bravo and Audio handbooks or a Bravo manual on CD?
Click to expand...

If I didn't get a bravo a Civic was my next choice. I think they're gorgeous cars. Very reliable. Quite spacey. Plenty of gadgets and toys. I just couldn't of lived with my choice every time a gorgeous Bravo drove past me. At least you get both. Sorry to hear about the loss though :/
 
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