What's made you grumpy today?

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What's made you grumpy today?

Every one of your points can be explained through defunding of those services and/or privatisation…wehn you and I were young all those were nationalised industries or services. I worked for an LA and the cuts were enormous, that and having to tender for work under the control contract of LAs meant that many services were gutted or lost out to private industry. This WASNT because they were cheaper but because LAs get an annual budget, the contracts had to be 3-5yr specific, the private industry would undercut for first year and then bump up for the remainder of the contracted years! What do you do with the staff that lost out? Laid off…that cycle goes on and on till you don’t get your pristine parks, your bins get emptied fortnightly, your streetlights stay out, assets get sold off…but you don’t see that in the media do you?
So what is the answer?
For me it started when they got rid of Urban District Councils, all those small Councils were run by local people who had a pride of their local town and everyone knew everyone else.
Even the drain covers had that Councils name cast in to it, you even see them today around here.
There was true accountability, these days the higher up the ladder the less accountability, just more highly paid lawyers to delay and avoid that.
Every company that sells in this Country should pay taxes based on that, whether services, financial services or goods, including the online giants, otherwise all the money leaves this Country.
All those businesses that sack their UK staff and get cheap labour abroad to sell stuff back to us should be barred from trading here as they are undermining our UK economy.
Surely logic would tell them that if all the workers are unemployed , who is going to buy their products, or are they relying on the Benefits system to cover that?
That policy can only go one way.:(
 
Every one of your points can be explained through defunding of those services and/or privatisation…wehn you and I were young all those were nationalised industries or services. I worked for an LA and the cuts were enormous, that and having to tender for work under the control contract of LAs meant that many services were gutted or lost out to private industry. This WASNT because they were cheaper but because LAs get an annual budget, the contracts had to be 3-5yr specific, the private industry would undercut for first year and then bump up for the remainder of the contracted years! What do you do with the staff that lost out? Laid off…that cycle goes on and on till you don’t get your pristine parks, your bins get emptied fortnightly, your streetlights stay out, assets get sold off…but you don’t see that in the media do you?
You've got to remember as well, back then there wasn't the globalisation of today. There was a lot more grounds for business here in the UK... say to make a toaster... because there was no influx of cheap plastic disposable toasters for a tenner being shipped in from China. That's to blame for a lot of the UK / Europe / first world loss of manufacturing outside of highly skilled components (which often end up being flown to China for assembly anyway). Even a lot of the 'service' jobs we were told our economy is good for, are being done cheaper on the other side of the planet. Technology also enables a lot of this. There are so many applicable factors to blame.

cheap labour abroad to sell stuff back to us should be barred from trading here
That's most businesses, as they all source from China. We bought these 'nose pore strip' things from Savers (UK high street retailer, right?).. let's say there's 6 in the box for £1. The gf ordered a big box of them about 30 for like £2.50 from "TikTok Shop"... I always say to her don't bother ordering crap from that **** hole. What arrived? The very same piece of product (same plastic back, same strip, same product no mistakes about it). So a lot of the stuff we can buy on the high street, even if for the sake of supporting retailers on the high street, comes from the same place just at worse value.

Politicians have no back bone. Definitely not to stand up to China..Russia.. etc. And when one does like Trump, they pull out the R card so there's little hope really. And now we make an *** out of ourselves on the world stage ... UN announces this... NATO says this... yeah guys, well what are you going to do? Because these big bullies don't care about your press releases or your little meeting parties. Every day they push further and further into destroying us and the politicians let em. The NHS and state of jobs is one small part of the overall crumbling of the cookie. With Starmer especially, we're screwed. Not that the conservatives did any better in their last few years, mind you. So if they're our only voting choices.. we're damned.
 
Exactly that,Amazon, Dyson, Ineos, all the gambling sites etal should pay their fair share of taxes, those that fail to do so, and threaten us with withdrawal, would soon be replaced as their is demand for both the service and products. It should also be true of folk who are rich enough to’avoid’ paying taxes here, in offshore accounts, that they either pay their dues here, or forfeit their vote and residency that would also get rid of folk like Mogg, Farage, Tice…there should be no one in parliament who is a landlord, gets paid by business or foreign states and they should be barred from taking up positions after their political careers in industries they’ve actively lobbied for…we got our sovereignty back (not that we ever lost it) but we didn’t see that £350m per week go to the NHS
 
I accept all the above but still maintain the NHS is having to care for a large proprtion of people who are not actually contributing in taxes, whether through being unemployed for what ever reason or the volumne of people coming into the Country and overwhelming the system.
so back in the 1950s just after the creation of the NHS the unemployment rate was really low something like 1-2% which is crazy when you consider the number of people coming back from the war with injuries and disabilities.

These days the number is more like 5% so more than double, despite no wars. you can look at benefit claiming numbers to get an idea of the number of people claiming but not paying into the system. There are something like 85% of people claiming sickness benefits are UK and Irish nationals so people who were born here. the rest are migrants however the vast majority of those are here legally people from France, Germany Spain etc who may have worked but become unwell while living here, but they have contributed.

What's kind of funny about this whole thing is that illegal immigrants can't claim these benefits, often they want to stay off the radar so historically they would disappear into the community and take up low paying manual jobs that no one else would do, they would work cash in hand and while they didn't pay taxes they would be contributing indirectly because they still created money for there employers who paid into the system. they would not go to the doctors either unless it was life or death.

Since the crack down on illegal immigrants and the publicity of the migrant situation the government has spent a fortune on capturing and identifying migrants who are here illegally, barring them from working and forcing them to wait for months or years in government paid for properties with basics such as food, health care etc provided while they wait for their claim to be processed. So now we have a reputation as a country that will provide you with everything you need, a house, clothes, food and health care, if only you're willing to find a way to get here. once over the boarder they now immediately make themselves known to the authorities so they can start collecting their bounty.

So you could argue the cheapest and most cost effective way to deal with illegal immigration is to stop looking for it.

No Migrants are really not the issue. when it comes to who has paid into the system but uses the system, illegal immigrants are only a tiny proportion. there are far bigger numbers of people who either have never worked and never contributed to the system but use a lot of the NHS resources who are not immigrants. The UK government spends hundreds of millions every year trying to vet the claims of people for sickness benefits when it would far far cheaper to just pay the claims.. it might not be right or fair but it is actually true. Contracts paid to private companies to assess people for things like ESA and PIP, cost the government far more than a few dodgy claims its very big business... now who do you think owns the companies who get awarded these massive government contracts.

Years ago we had the PFI system for building new hospitals. The hospital would be built by a private company and then rented back to the NHS. The cost of building the new hospital would then be spread over decades but really rather than paying say £200m for building a new state of the art hospital. The total cost would now be in the Billions as the rent over 20, 30, 40 years would rack up to stupid amounts, guess what companies got the contracts to build those hospitals..... Who do we think probably has shares in these massive companies and conversely how much do the executives of these companies donate to the political campaigns of specific parties and politicians...

Projects like the HS2 railway (now this is just my opinion now) have cost the country billions with nothing to show for it. All of the work on that has been paid to private companies, those companies are owned and operated by some of the richest people in the country. Huge sums, Billions has been paid out for that work and gone somewhere? we should be looking at where that money has gone. Huge amounts of land was procured from people and then when it wasn't needed it was auctioned or sold off to companies very cheaply rather than giving it back to the people who owned it before. You don't have to look far to see stories of farmers who had land taken for HS2 and then when not needed it was sold to house builders.

The government does not want to tax the million and billionaires of this country at an appropriate rate because they have just spent a lot of time and effort getting that money out of the government coffers and into their pockets of these private firms. back 50 - 70 years ago, the tax rates on the rich were far far higher than they are now, and any sort of large scale project was managed and handled by the government who were accountable for every penny spent.

Privatizing the NHS means that any money spent on services faces far less scrutiny than it would if in the governments hands.

The other model to consider is that once you privatize something you can't easily take it back so while initially the contracts with private firms appear to save money compared to what it is costing the NHS, once the company takes over and the government buildings are all sold off, that private firm now holds the monopoly of that service, they can start to charge what they want, as it would always be far more costly to take that service back from the private company and start a new. 5 years later the service that used to cost the NHS £5M is now more like £8M because of inflation and other reasons, but you're stuck paying it, because it would cost you £20M to acquire property, equipment staff etc, for anyone else to set something up to take over.

So lets all complain about a few migrants and fill the headlines with that, because it distracts from what's really going on behind the scenes. Its not "corruption" because its all perfectly legal an above board, but at the same time its dodgy as hell.
 
As you say "so back in the 1950s just after the creation of the NHS the unemployment rate was really low something like 1-2% which is crazy when you consider the number of people coming back from the war with injuries and disabilities." Plus they were all doing 50-60 hour weeks.
These days so many are on Zero hour contracts and other part time jobs so even though in "employment" they are topping up with benefits just to live.
Another thing is a working man's wage was enough to provide for his wife and family in the past, whereas now two young people cannot afford to have a family or buy a house, even renting is ridiculous.
Totally agree re PFI and HS2.:(
 
Absolutely no blame is on the big companies that avoid taxes, so long as they do so ‘legally’. Refer back to your politicians and government choices and see what they plan to do to cut the loopholes… At the end of the day, I don’t voluntarily pay any more than I have to - why would my business - regardless of size?

And I see a lot of people think differently just over the size of companies - and big numbers - but that doesn’t wash. Bigger company = more people - supporting more incomes / families / communities / vital services / competition - they provide more than just tax back. In fact, they do all that economic good even if they pay zero tax… And that’s important too. Sensationalist journalism and anti-capitalist radicals love the whole ‘big company bad’.

Fix the laws. Close the loopholes. Should be simple really but again, neither of our two effective choices in voting really seem to care. That’s the real issue in my book.

Irrelevant bonus point …at the end of the day Starbucks is the only place I can get a bloody good consistent coffee where I live - all the independents share the same few crappy NI wide suppliers and even then half of the baristas can’t make them right…. Big companies are reliable, consistent and able to innovate on the scales that have actually made our lives better, if you’re reading this on your smartphone, tablet or computer over what, phone connection or fibre optic broadband well, you know it whether you agree or not.

but we didn’t see that £350m per week go to the NHS
Whilst the way brexit was handled was nothing to be proud of and left/leaves a lot still to be desired… the bus really riles people up but again, sensationalist journalism at play getting everyone hating each other. I think the point of that was ‘let’s stop giving millions to the EU’ and then ‘here’s an example of where it could be better spent’, clearly picking on the NHS as something most people (probably most of the mass demographics they wanted to vote out especially) cared about. I don’t care where it goes, as long as it’s not supporting the air heads in the EU it’s a net win…. (Well, I suppose I don’t want it going to migrant hotels or chopping bits of children etc. but you get my point!)
 
I’m having to go on daughters mortgage, wehn we find a house, it’s ridiculous that I have to as the ‘in principle’ mortgage is cheaper than her current rent! Not only that, it’s a bigger deposit and they’ll only do it over a 15yr rather than 20 or 25. The weird thing is, of the 15 houses viewed so far, 13 of them are ex-rentals
 
I’m having to go on daughters mortgage, wehn we find a house, it’s ridiculous that I have to as the ‘in principle’ mortgage is cheaper than her current rent! Not only that, it’s a bigger deposit and they’ll only do it over a 15yr rather than 20 or 25. The weird thing is, of the 15 houses viewed so far, 13 of them are ex-rentals
Renting has gotten out of hand. People my age at large have either got stuck in the trap of paying a fortune for monthly private rent (getting in the way of saving for a deposit) or are still at home close to or exceeding 30 and unless they have a partner to go half with, barely able to afford to move out. Not including people who make good money, they're sort of fine, but not everybody gets there sadly. Only thing I can think to blame is the selling off of social housing without replacing it - what did they think the need for it would go away?!
 
I’m having to go on daughters mortgage, wehn we find a house, it’s ridiculous that I have to as the ‘in principle’ mortgage is cheaper than her current rent! Not only that, it’s a bigger deposit and they’ll only do it over a 15yr rather than 20 or 25. The weird thing is, of the 15 houses viewed so far, 13 of them are ex-rentals
My argument is everyone needs somewhere to live, so for young people to have a chance of improving their lives, they need two things, a safe secure home to live in and a good reliable job to pay for it.
Sometimes their expectations may be too high, my first home was an 200 year old ex farm labourers cottage what you call a two up and two down and even that was a struggle to pay for, but gradually as your income increases the chance to upgrade comes along, leaving a property at the bottom for the next young working couple coming along.
Going back to Council houses, in general they were homes cheap to rent for low income workers often for the Council, some workers were happy to live their whole lives at that level, but some with more ambition would get better paid jobs and move onto the property ladder.
Once those houses were sold off it took that first rung of the ladder away for many.
 
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My first taste of housing was renting in a house of multiple occupancy…I hated it. Second was a two bed council flat, that was much better, if a little dated. That same block was torn down after the housing was ‘handed’ to an ‘association’, private houses were built with a portion of those offered to the renters on a ‘shared ownership’ basis.
First house was a back to back, built in the 19th century, well built, cheap and a stretch, but it served us well. They’re still sought after and have only doubled in value, but they’re often, now, in run down areas or bought up by landlords for students (certainly where I lived). My second house recently sold for four and a half times what I purchased it for!
And yet it is estimated that there are, on average, 250-300k houses that are ‘long term unoccupied’, if you add in others, ie exempted, empty for up to 6mths (which can be long term), ‘partially occupied’ 2nd and holiday lets, the figures are about 1m
That excludes land banking and those with planning
 
My first taste of housing was renting in a house of multiple occupancy…I hated it. Second was a two bed council flat, that was much better, if a little dated. That same block was torn down after the housing was ‘handed’ to an ‘association’, private houses were built with a portion of those offered to the renters on a ‘shared ownership’ basis.
First house was a back to back, built in the 19th century, well built, cheap and a stretch, but it served us well. They’re still sought after and have only doubled in value, but they’re often, now, in run down areas or bought up by landlords for students (certainly where I lived). My second house recently sold for four and a half times what I purchased it for!
And yet it is estimated that there are, on average, 250-300k houses that are ‘long term unoccupied’, if you add in others, ie exempted, empty for up to 6mths (which can be long term), ‘partially occupied’ 2nd and holiday lets, the figures are about 1m
That excludes land banking and those with planning
My parents rented for years as it was the norm, then in very early 60s they bought a house, sadly my Dad died in 1962 leaving my Mum to bring up three children in a house which it turned out to be built over a stream, so damp. She managed to sell it and bought a old terrace house up a steep hill, nothing special but she was happy there and lived there until she died. As a teenager I looked into moving out, but all that was available in my price range (£5 per week) was a one room bedsit where you could sit on the toilet with one foot on your bed at the same time as cook your dinner on the stove and wash your hands in the sink! So I went back home and paid my Mum more rent until at 25 I bought my first house for £9500 which rapidly increased in value so I ended up having to give my first wife in a divorce £10,000 18 months later along with the Fiat 500 and a 1971 Alfa Romeo GTV Bertone, so for the next two years before I went self employed even though foreman of a Dealership I was taxed at 30% being single again and living on minus £2 per weeks excluding any private jobs or tips eating spam sandwhiches and black coffee.:(:(:(
 

Interesting figures. So there are about 260k homes that are long term unoccupied, which doesn’t account for houses that are not fit for human habitation, of which there are many.

200k are “excluded” which are those people in care or who have died, those houses are likely to enter the housing market soon or end up on the long term list if the family don’t immediately decide to sell.

There are also huge numbers of houses in london that were bought and owned by foreign nationals, all the bills paid but the house prices were going up so fast that they were an investment even when stood empty. The owners don’t need the rental money but it would be stupid to pass up buying say a dozen flats at a million a piece, sit on them for 10 years and then sell them for £2million. What’s a few grand in paying council tax and other bills on a 100% profit.

Only 85k holiday let’s surprised me, 260k second homes doesn’t surprise me. People love to blame the second home culture as a reason for young people not being able to buy new homes and while that may be the case in many target destinations including round here on the north Norfolk coast and in places like the West Country. Nation wide there are plenty of areas where homes are cheaper and not so sought after. People might want to stay where they grew up, but also need to be prepared to look further afield if needs must.

There are 30 million homes in the uk so 1million empty ones for various reasons is only about 3% ? That doesn’t seem all that bad to me.
 
In today's installment of last minute MOT roulette...I say last minute it was meant to be MOT 10 days before the tax was due..

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It's at that point where having one car is seeming more convenient again 🤣

Although having been commuting in the Toyota this week I do miss the little **** somewhat.
 
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