I really can't bull myself into believing your insurance is 3k.
Did you erm, get more than one quote?
Did you erm, get more than one quote?
The quick question thread
- Thread starter punto_matt
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The quick question thread
okay i was curious.obviously i had to make assumptions here
rolf doesntgetany
18 years old
car owner,registered in parents name
FT student plus computer technician (no option for computer fiddler)
car on driveway at night
unmodified!
standard alarm/immob
10,000 miles
car value £7K
FIAT PUNTO ACTIVE 2008 1242cc Five Door Hatchback Manual Petrol (1st 1.2 regi i got on eBay)
social & commuting use
registered in my area,a very high crime rate especially car/bike crime!
TPFT
fully comp £250 voluntary excess
fully comp £500 voluntary excess
yes i need to get back to work
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Righ ran squire yesterday and best was. Quinn @ £2066.77 with £250 excess.
My current inusarnce is approx £2500 (thi is what my mum tells me)
Last time I ran some quotes (about two weeks ago) the best quote I had was as good as £3k. Plus car is in process of being signed to me and insurance is getting put in my name with everything fitted/waiting to be fitted declared.
My current inusarnce is approx £2500 (thi is what my mum tells me)
Last time I ran some quotes (about two weeks ago) the best quote I had was as good as £3k. Plus car is in process of being signed to me and insurance is getting put in my name with everything fitted/waiting to be fitted declared.
Your getting bulled. As it says about he's in a high crime area.
Do your Pass Plus, with that on such as admirals price would be down to about £1400 or less from £1900.
Do your Pass Plus, with that on such as admirals price would be down to about £1400 or less from £1900.
Depends what your using it for, if it's just for getting to and from work and maybe a bit of cross-country it's fine, I wouldn't go downhilling on it though. If you're going to be riding it on the road I'd invest in a 2nd set of wheels with slick tyres on - at £195 though you can't go far wrong
Don't even need to do pass plus.
I think you just need to learn how to fill out the insurance forms properly.
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ive done and use pass plus on my quotes lol
just ran it with pass plaus and it doesnt make a huge difference
I managed to get about £300 knocked off my quote with quinn which is pretty decent. Some companies don't give a shizzle though.
Kinda glad about my latest quote, £1500 TPFT all mods declared.
Kinda glad about my latest quote, £1500 TPFT all mods declared.
Up to 60% with some I've heard. Probably for birds like.
I got about 40% of my first years insurance cos of pass plus
Depends what your using it for, if it's just for getting to and from work and maybe a bit of cross-country it's fine, I wouldn't go downhilling on it though. If you're going to be riding it on the road I'd invest in a 2nd set of wheels with slick tyres on - at £195 though you can't go far wrong
Cheers Eklipze! - Was thinking my thread had disappeard in the insurance bullcr*p. Using it mainly for off-roading/tow-paths. Want to get a bit more into the off-roading, but unfortunately on a bit of a budget.
Won't be using it on the road. Have a carbon frame road bike for that
the trick is rolf, dont attach your photo with the quote request
have you tried physically ringing specalist insurers? if i was to go via a comparison website saying what modifications my 1.2 bravo had, they would rape me. however specalist insurers are much more reasonable.
http://lmgtfy.com/?q=young+driver+insurance
ive even done the hard part for you. and if you're too scared to talk to strangers, im sure your mum would gladly ring them up... i mean shes paying for it afterall... shes probably anxious to get a good deal too
have you tried physically ringing specalist insurers? if i was to go via a comparison website saying what modifications my 1.2 bravo had, they would rape me. however specalist insurers are much more reasonable.
http://lmgtfy.com/?q=young+driver+insurance
ive even done the hard part for you. and if you're too scared to talk to strangers, im sure your mum would gladly ring them up... i mean shes paying for it afterall... shes probably anxious to get a good deal too
I wouldn't be suprised if Rolf has just curled up into a corner and died with that post!the trick is rolf, dont attach your photo with the quote request
have you tried physically ringing specalist insurers? if i was to go via a comparison website saying what modifications my 1.2 bravo had, they would rape me. however specalist insurers are much more reasonable.
http://lmgtfy.com/?q=young+driver+insurance
ive even done the hard part for you. and if you're too scared to talk to strangers, im sure your mum would gladly ring them up... i mean shes paying for it afterall... shes probably anxious to get a good deal too
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the trick is rolf, dont attach your photo with the quote request
have you tried physically ringing specalist insurers? if i was to go via a comparison website saying what modifications my 1.2 bravo had, they would rape me. however specalist insurers are much more reasonable.
http://lmgtfy.com/?q=young+driver+insurance
ive even done the hard part for you. and if you're too scared to talk to strangers, im sure your mum would gladly ring them up... i mean shes paying for it afterall... shes probably anxious to get a good deal too
lol i dont attach photos anyhow.
just ran a quote using mony supermarkets section for young drivers and got quoted £2157.19 with alloys, induction kit, tints, exhaust and suspension. thats cheaper than what ive got at the moment with erm not all of those fitted.
have you tried any companys that arent on websites like that? ones that are especially for modded cars or young drivers and ones that usually give discounts to members of forums like this!
adrian flux
chris knott
bell
green light
HIC
the list goes on
Ignor the comparison sites they are evil and have over inflated prices
I got quoted silly money from one a few years ago - rang the same insurer direct and it was easily 25% cheaper as for my landy the comparison sites were comming back with quotes will into the 1k where as found a specialist and it's now fully comp harldy any excess for just over 200 and that's with my mods delcared Same story with the bora - got quotes of £800+ on comparison sites, phoned churchll direct and got it for £300 odd, and that includes adding my GF and unlimited business miles.
OP
OP
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You need to ring them when young. Internet quotes are never decent online. I got my Tjet down to 600 for standard when i phoned up and £660 with mods declared, then a couple of months into my policy and added on Intercooler and exhaust + 10% power gaint and it put £100 on.
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not just yet no. going through a few now though.
@matt and jenks. imjust going through all the options at the mo to see how chap can get. just doing ground work really as insurance is up at christmas, getting a few things done to the car as crimbo pressies and having the car in my name so at the mo im just getting rough ideas. current insurers wont even talk to me despite being authorised
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Absolutely the opposite for me and my friends.
Me and Dad rang lots of companies in the yellow pages last night. About an hours worth of ringing. They were averaging ~£2600. I didn't even get chance to say my mods due to it being so steep. Went on gocompare, managed £1500 with Quinn direct with my mods declared. as a student, car in my name etc etc. I did however put my parents as named drivers, Dads been driving 37 years.
College friends are in same boat.
Must be location or something.
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i find gocompare gives pretty similar prices to those which i get over the phone.
