The line ‘sanded back to the metal’ is worrying. The body shell of the Panda - and nearly all other recent cars - is galvanised after assembly. This means it’s dipped in a tank that deposits a rust-preventing layer of zinc over the steel, inside and out, before it’s primed and painted. Sanding back to bare metal will remove that rust proofing layer.
I can’t remember - have you had the car from new? If rust is appearing in a place like that, which galvanising should prevent, to me it sounds like some damage has been repaired previously. Damage repair also means sanding back to bare metal, and so introduces the likelihood of rust in later years, I’m sorry to say.