OP
OP
Seriously how did you get that deal?£310
22 years old
No NCB
Not bad I think
insurance (1.4 grande punto)
- Thread starter puntoboii
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insurance (1.4 grande punto)
- Joined
- Jan 10, 2013
- Messages
- 702
- Points
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Re: insurance
Unfortunately it's under Admiral Muliti-car, I've heard a lot of bad things about them but at this age it was too good to turn down.
Unfortunately it's under Admiral Muliti-car, I've heard a lot of bad things about them but at this age it was too good to turn down.
OP
OP
Ah so your put in with another car on top alot of my mates have them black boxes installed theyve given good reviews on them but personally I wouldn't want one
ChrisHewitt
New member
Re: insurance
Fiat grande punto t jet
no mods yet
22 with 3 years no claims
£370
Quoted £450 if I was to get
Induction
Lowered
Exhaust system
And adding remap made it £520
With admiral multi car and parents as named drivers
Fiat grande punto t jet
no mods yet
22 with 3 years no claims
£370
Quoted £450 if I was to get
Induction
Lowered
Exhaust system
And adding remap made it £520
With admiral multi car and parents as named drivers
- Joined
- Jan 10, 2013
- Messages
- 702
- Points
- 158
Re: insurance
Yeah it's like a seperate policy but it's not, if you get what I mean. I haven't got a black box though, no way would I get one of those !
Yeah it's like a seperate policy but it's not, if you get what I mean. I haven't got a black box though, no way would I get one of those !
Re: insurance
20 (well, when I took it out anyway), no NCB, with Elephant (so, Admiral), £597
Declaring my springs added (excluding the £30 admin fee) a whopping... £1.90 for the rest of the year!
The right additional drivers plus having licence at least 2 years I've found are the major factors in bringing insurance down. That and losing the teen suffix to your age.
20 (well, when I took it out anyway), no NCB, with Elephant (so, Admiral), £597
Declaring my springs added (excluding the £30 admin fee) a whopping... £1.90 for the rest of the year!
The right additional drivers plus having licence at least 2 years I've found are the major factors in bringing insurance down. That and losing the teen suffix to your age.
Last edited:
Re: insurance
Not sure why everyone is just giving random figure out. Really is like comparing apples with bananas tbh.
Not sure why everyone is just giving random figure out. Really is like comparing apples with bananas tbh.
Re: insurance
Agreed, but when paired with decent tips to get it that low I'd say it's useful.
Agreed, but when paired with decent tips to get it that low I'd say it's useful.
- Joined
- Feb 20, 2009
- Messages
- 855
- Points
- 163
Ive found what job you do can make a big difference,
Im 28, drive a t jet, 4 yrs NCB, North Notts......£260 fully comp with business use, £150 excess
I hold a driving qualification roughly equal to IAM examiner through work which practically halved my premium
Im 28, drive a t jet, 4 yrs NCB, North Notts......£260 fully comp with business use, £150 excess
I hold a driving qualification roughly equal to IAM examiner through work which practically halved my premium
Re: insurance
Don't underestimate the difference this can makes. I'm substantially older than most of you have declared, and having my partner as a named driver still saves me a significant amount on the policy every year. And a year can easily go by when she won't drive the car!
Personally, I'd never go direct on insurance - always use a broker for the best deal. Best value isn't always the cheapest, although there's usually very little difference between the two. A good broker can really help when it comes to completing the application in the most honest manner that will give you the best result. Any mods or anything out of the unusual, then definitely go to a specialist broker.
Don't underestimate the difference this can makes. I'm substantially older than most of you have declared, and having my partner as a named driver still saves me a significant amount on the policy every year. And a year can easily go by when she won't drive the car!
Personally, I'd never go direct on insurance - always use a broker for the best deal. Best value isn't always the cheapest, although there's usually very little difference between the two. A good broker can really help when it comes to completing the application in the most honest manner that will give you the best result. Any mods or anything out of the unusual, then definitely go to a specialist broker.
Re: insurance
Other way around for me. I'm cover focused, not price, brokers cover is often not as good as going direct. Can also complicate things come claims time with some brokers. Although they can be good if you need a specialist policy.
Other way around for me. I'm cover focused, not price, brokers cover is often not as good as going direct. Can also complicate things come claims time with some brokers. Although they can be good if you need a specialist policy.
Re: insurance
That's why I distinguish between cheapest and best value. You can always get it cheaper by increasing the excess or reducing the cover, but that's unlikely to be the best value in the long run.
It depends on your broker, I found a good one and he makes life much easier.. sorting out car, house, travel, etc.. The new quotes are all prepared and summarised before I get sent the reminder.
That's why I distinguish between cheapest and best value. You can always get it cheaper by increasing the excess or reducing the cover, but that's unlikely to be the best value in the long run.
It depends on your broker, I found a good one and he makes life much easier.. sorting out car, house, travel, etc.. The new quotes are all prepared and summarised before I get sent the reminder.
21 year old male, supermarket assistant (just graduated and looking for a career), 3 years NCB, 59 reg T-Jet with optional extra alloys, BMC panel filter, TMC tuning box, all declared for £500 fully comp up to 7000 miles per year. Admiral multicar.
Though they tried asking for a renewal price of £760 for the car as standard initially! A simple new online quote soon sorted this and saved over £700 in total over the 4 cars insured on the multicar policy. Daylight robbery for anybody who doesn't shop around or try a new quote with their existing company first.
Though they tried asking for a renewal price of £760 for the car as standard initially! A simple new online quote soon sorted this and saved over £700 in total over the 4 cars insured on the multicar policy. Daylight robbery for anybody who doesn't shop around or try a new quote with their existing company first.
Where are you located out of interest? This can make a large difference for people.
It certainly can, as can occupation; they don't like unemployed. I'm in Essex.
