of course not because they cover damage, injuries etc, i agree with insurance and would NEVER drive without it, but it is just a joke how much they charge young drivers!
i'm 20 years old, been driving 2 years on my full liscence, never speed, don't take any risks, keep my car well maintained, im a member of several owners clubs, treat my car with respect, follow ever rule and regulation there is, curteous to other road users, yet im tarred with the same brush as boy racers who do 80 in 30 zones!!!!!
, its not my fault some people are idiots! why should i have to pay for them??????????
i was recently in an accident that was NO fault of my own, i was on a dual carriageway in the outside lane WELL UNDER the speed limit, when a guy decides to not look in his mirror or indicate before pulling out in front of me, he then slammed on his brakes half a second later due to an incident up ahead and i went into the back of him, as i was totally unsighted because he had illegaly cut across me, i had done NOTHING wrong yet I AM BEING BLAMED FOR THE ACCIDENT?????!!!!!, the guy who caused it even more or less admitted to me he didnt look, he shouldnt have even been in my lane as the traffic had a lane merge up ahead and he was just trying to nip past a few cars before 2 lanes merged into 1, how is that my fault? i'd already slowed down and did so even more when i saw him stupidly pulling out, i couldnt get into the first lane at that point, so what was i supposed to do?, he cut me off and braked, causing the accident.... not my fault!!!!!!, im protesting furiously and fighting the case the best i can, but the insurance infrom me ive not got a hope because of my age, and i made contact with him!!!!!!!, i couldnt avoid him because of his action! cant they see that? :bang:
My seicento is a write off for me, im tpf&t and im not covered for damage to my car, and seeing as im getting the blame, i not only loose my ncb, i have to get rid of the car, i cant afford to get it fixed right now, i cant afford another car, and more specifically i cant afford the insurance!!!!!!, no matter what i can find, i cant get it!, i am the only driver in my family, so everyone has had problems created for them, i need the car over christmas and new year more than any other, i have ill relatives to visit on christmas day, but i cant, i had a holiday planned for January, thats cancelled, every single thing i had planned is off, and all because someone never checked their mirrors or cared about the consequences
i wont have another car for a good 6 or 7 months until i can afford it again if i cant convince the insurers im not to blame, not just that, my driving record is tarnished, i wont be able to get the car i want in the future because of this, the insurance will stop it happening.... i'm in a hell of a mess and i wasnt to blame..... tell me where the fairness is in that. and its mostly down to insurers prosumptions.
oh and my backs been wrecked since the incident........ quadruple whammy
i'm 20 years old, been driving 2 years on my full liscence, never speed, don't take any risks, keep my car well maintained, im a member of several owners clubs, treat my car with respect, follow ever rule and regulation there is, curteous to other road users, yet im tarred with the same brush as boy racers who do 80 in 30 zones!!!!!
, its not my fault some people are idiots! why should i have to pay for them??????????i was recently in an accident that was NO fault of my own, i was on a dual carriageway in the outside lane WELL UNDER the speed limit, when a guy decides to not look in his mirror or indicate before pulling out in front of me, he then slammed on his brakes half a second later due to an incident up ahead and i went into the back of him, as i was totally unsighted because he had illegaly cut across me, i had done NOTHING wrong yet I AM BEING BLAMED FOR THE ACCIDENT?????!!!!!, the guy who caused it even more or less admitted to me he didnt look, he shouldnt have even been in my lane as the traffic had a lane merge up ahead and he was just trying to nip past a few cars before 2 lanes merged into 1, how is that my fault? i'd already slowed down and did so even more when i saw him stupidly pulling out, i couldnt get into the first lane at that point, so what was i supposed to do?, he cut me off and braked, causing the accident.... not my fault!!!!!!, im protesting furiously and fighting the case the best i can, but the insurance infrom me ive not got a hope because of my age, and i made contact with him!!!!!!!, i couldnt avoid him because of his action! cant they see that? :bang:
My seicento is a write off for me, im tpf&t and im not covered for damage to my car, and seeing as im getting the blame, i not only loose my ncb, i have to get rid of the car, i cant afford to get it fixed right now, i cant afford another car, and more specifically i cant afford the insurance!!!!!!, no matter what i can find, i cant get it!, i am the only driver in my family, so everyone has had problems created for them, i need the car over christmas and new year more than any other, i have ill relatives to visit on christmas day, but i cant, i had a holiday planned for January, thats cancelled, every single thing i had planned is off, and all because someone never checked their mirrors or cared about the consequences
i wont have another car for a good 6 or 7 months until i can afford it again if i cant convince the insurers im not to blame, not just that, my driving record is tarnished, i wont be able to get the car i want in the future because of this, the insurance will stop it happening.... i'm in a hell of a mess and i wasnt to blame..... tell me where the fairness is in that. and its mostly down to insurers prosumptions.
oh and my backs been wrecked since the incident........ quadruple whammy
