Just signed up for this and will post the document each day (5 days worth), source moneysupermarket.com;
[font=Verdana, Arial, Helvetica, sans-serif]DAY 1: What you'll learn, and, most importantly, how you'll save![/font]
[font=Verdana, Arial, Helvetica, sans-serif]Hello Paul *******,
Welcome to our car insurance email course, aimed at getting you the best deal possible on your car insurance - without compromise on cover - by taking a good look at it from the ground up.
All it will take is just five minutes a day for FIVE days, and we guarantee you'll leave understanding your coverage options more fully; feeling more confident in your policy choices; and, getting the best car insurance premium you possibly can.
We are going to change the way you think about insurance and that in turn will change the way you buy it.
And when you know you're making safe and wise choices, it's easier to keep an eye on the costs.[/font]
[font=Verdana, Arial, Helvetica, sans-serif]The Plan
When the time comes, we'll ask you to get several car insurance quotes, and compare the results. This "homework" will give you a great head-start by finding car insurance providers and applying for a quote through them.
www.insuresupermarket.com, allow you to enter your personal details just once, look at the whole market and save your quote. This means that as you learn more about how to save on your policy, you'll be able to go back and make changes to lower your quote!
The importance of good car insurance policy.
Every insurance policy you buy is an important one, but we think that right now is an especially important time to examine your car insurance.
Why?
Two reasons:
1. What you have to pay. Car insurance premiums are increasing at an average rate of close to 14% a year. Both new car prices and the number of vehicles per household are steadily rising, too. Count on the cost of your car insurance policy to follow suit.
2 Your financial protection. One big reason car insurance rates keep rising is the cost of liability. Large amounts of money for the injury, pain and suffering, and economic losses caused by a car accident are more and more commonly being awarded by sympathetic juries. (And let's not forget the legal fees involved in any such cases.).
These two facts taken together may make you feel like you don't have a lot of options. Car insurance rates are going to rise, and if you're going to keep your coverage high, you're going to have to pay more. Right?
Not necessarily. There are options and we can help you find them. We think that if you really understand a few important "principles of insurance" and put those principles into action when you buy your policy, you can maintain good quality cover whilst keeping your costs low.
And we'll do all this in just five minutes per day (for FIVE days, of course). Here's our schedule for the week:
• DAY 1: We'll review the basic coverage options on a car insurance policy. If you've been insuring cars for a while, this might seem like old hat. But don't worry, we'll be brief!
• DAY 2: The mechanics of car insurance - or, in layman’s terms - how it all works. This may sound obvious, but it's not. We'll examine exactly where your premium goes so you can see what you're really paying your insurance company for. You might be surprised.
• DAY 3: Who should be your research tool? We will guide you through the main options where you choose to research and buy your car insurance.
• DAY 4: Getting the right policy at the right price. Perhaps the most important day. Now that you know what kind of coverage you need and why you need it, we're going to help find you the right policy at the lowest possible cost!
• DAY 5: How to keep lowering costs. You have your low car insurance quote, now we'll tell you how to cut your costs even further over time.
Okay, back to today's lesson.
We're just going to take a brief look at the car insurance policy most people have and look at some car insurance facts and figures.
The Basics of Car Insurance
A car insurance policy is actually many smaller policies hammered together. What your total policy should look like depends on where you live, what you drive, and what your personal circumstances are.
The major types of car coverage are liability, medical or personal injury, collision, comprehensive, third party fire & theft, third party only,
This, briefly, is what each policy covers:
• Liability. Probably the most important coverage on any car policy, standard car liability is actually made up of two policies, bodily injury and property damage. They cover the cost of injuries and damage you cause to another in a road traffic accident.
• Medical. This coverage pays for the treatment of any injuries you might sustain in a car accident, regardless of who was at fault in the accident. It includes coverage for other economic costs, like lost wages or out of pocket expenses.
• Comprehensive. This covers damage to your car, regardless of fault. The cover will include accidental damage, malicious damage, theft, natural disasters and the damage you cause to other peoples’ property. If your car is financed, you'll probably be required to have a Comprehensive policy.
• Third party fire & theft. This covers damage to your car only if via fire, damage to other peoples property and if your vehicle is stolen.
• Third party only. This covers only the damage to other peoples’ property - your own vehicle is not covered.
• Excesses. Most policies will have a sum of money that you will have to contribute in the event of a claim. These can range from £50 to £500 depending on cover, In addition to these compulsory policy excesses you may wish to take a voluntary excess, which if available can reduce your premium.
So, car insurance can be expensive, but not nearly as expensive as the unlucky events it protects you from. However, that doesn't mean you should just pay any old premium you're quoted. We think that, instead, you're entitled to a reasonable price for coverage that you understand, and value.
But we shall save that for tomorrow, when we'll be taking you through how the car insurance industry works . . .[/font]
[font=Verdana, Arial, Helvetica, sans-serif]Today's Action Point[/font][font=Verdana, Arial, Helvetica, sans-serif]Check your policy to see what type of cover you currently have and ask yourself is this the right cover for me?[/font]
[font=Verdana, Arial, Helvetica, sans-serif]See you tomorrow!
The Car Insurance Team
Insuresupermarket
[/font]
[font=Verdana, Arial, Helvetica, sans-serif]DAY 1: What you'll learn, and, most importantly, how you'll save![/font]
[font=Verdana, Arial, Helvetica, sans-serif]Hello Paul *******,
Welcome to our car insurance email course, aimed at getting you the best deal possible on your car insurance - without compromise on cover - by taking a good look at it from the ground up.
All it will take is just five minutes a day for FIVE days, and we guarantee you'll leave understanding your coverage options more fully; feeling more confident in your policy choices; and, getting the best car insurance premium you possibly can.
We are going to change the way you think about insurance and that in turn will change the way you buy it.
And when you know you're making safe and wise choices, it's easier to keep an eye on the costs.[/font]
[font=Verdana, Arial, Helvetica, sans-serif]The Plan
When the time comes, we'll ask you to get several car insurance quotes, and compare the results. This "homework" will give you a great head-start by finding car insurance providers and applying for a quote through them.
www.insuresupermarket.com, allow you to enter your personal details just once, look at the whole market and save your quote. This means that as you learn more about how to save on your policy, you'll be able to go back and make changes to lower your quote!
The importance of good car insurance policy.
Every insurance policy you buy is an important one, but we think that right now is an especially important time to examine your car insurance.
Why?
Two reasons:
1. What you have to pay. Car insurance premiums are increasing at an average rate of close to 14% a year. Both new car prices and the number of vehicles per household are steadily rising, too. Count on the cost of your car insurance policy to follow suit.
2 Your financial protection. One big reason car insurance rates keep rising is the cost of liability. Large amounts of money for the injury, pain and suffering, and economic losses caused by a car accident are more and more commonly being awarded by sympathetic juries. (And let's not forget the legal fees involved in any such cases.).
These two facts taken together may make you feel like you don't have a lot of options. Car insurance rates are going to rise, and if you're going to keep your coverage high, you're going to have to pay more. Right?
Not necessarily. There are options and we can help you find them. We think that if you really understand a few important "principles of insurance" and put those principles into action when you buy your policy, you can maintain good quality cover whilst keeping your costs low.
And we'll do all this in just five minutes per day (for FIVE days, of course). Here's our schedule for the week:
• DAY 1: We'll review the basic coverage options on a car insurance policy. If you've been insuring cars for a while, this might seem like old hat. But don't worry, we'll be brief!
• DAY 2: The mechanics of car insurance - or, in layman’s terms - how it all works. This may sound obvious, but it's not. We'll examine exactly where your premium goes so you can see what you're really paying your insurance company for. You might be surprised.
• DAY 3: Who should be your research tool? We will guide you through the main options where you choose to research and buy your car insurance.
• DAY 4: Getting the right policy at the right price. Perhaps the most important day. Now that you know what kind of coverage you need and why you need it, we're going to help find you the right policy at the lowest possible cost!
• DAY 5: How to keep lowering costs. You have your low car insurance quote, now we'll tell you how to cut your costs even further over time.
Okay, back to today's lesson.
We're just going to take a brief look at the car insurance policy most people have and look at some car insurance facts and figures.
The Basics of Car Insurance
A car insurance policy is actually many smaller policies hammered together. What your total policy should look like depends on where you live, what you drive, and what your personal circumstances are.
The major types of car coverage are liability, medical or personal injury, collision, comprehensive, third party fire & theft, third party only,
This, briefly, is what each policy covers:
• Liability. Probably the most important coverage on any car policy, standard car liability is actually made up of two policies, bodily injury and property damage. They cover the cost of injuries and damage you cause to another in a road traffic accident.
• Medical. This coverage pays for the treatment of any injuries you might sustain in a car accident, regardless of who was at fault in the accident. It includes coverage for other economic costs, like lost wages or out of pocket expenses.
• Comprehensive. This covers damage to your car, regardless of fault. The cover will include accidental damage, malicious damage, theft, natural disasters and the damage you cause to other peoples’ property. If your car is financed, you'll probably be required to have a Comprehensive policy.
• Third party fire & theft. This covers damage to your car only if via fire, damage to other peoples property and if your vehicle is stolen.
• Third party only. This covers only the damage to other peoples’ property - your own vehicle is not covered.
• Excesses. Most policies will have a sum of money that you will have to contribute in the event of a claim. These can range from £50 to £500 depending on cover, In addition to these compulsory policy excesses you may wish to take a voluntary excess, which if available can reduce your premium.
So, car insurance can be expensive, but not nearly as expensive as the unlucky events it protects you from. However, that doesn't mean you should just pay any old premium you're quoted. We think that, instead, you're entitled to a reasonable price for coverage that you understand, and value.
But we shall save that for tomorrow, when we'll be taking you through how the car insurance industry works . . .[/font]
[font=Verdana, Arial, Helvetica, sans-serif]Today's Action Point[/font][font=Verdana, Arial, Helvetica, sans-serif]Check your policy to see what type of cover you currently have and ask yourself is this the right cover for me?[/font]
[font=Verdana, Arial, Helvetica, sans-serif]See you tomorrow!
The Car Insurance Team
Insuresupermarket
[/font]