Help!! i hit a cinquecento :(

[ssiruuk1]

Hi... im wandering if any of you guys can give me some advise; on thursday my car (Audi A4 quattro 2.6 v6) literally rolled ever so slightly into a P reg cinquecento sporting on a roundabout after the driver moved to enter into the roundabout and then changed her mind and put her brakes on, by which time my car was rolling forward at about 2 mph and i was looking the other way to see if i could move out onto the roundabout thinking she had already gone.
My car hasnt even got a mark on it but there was a small crack in her rear bumper about 4 inches long. Having just got 3 yrs no claims up together i was hoping not to go through the insurance but rather to buy her a new bumper (black colour coded with orange trim) and get it fitted. At the time she agreed to this, however i just got a call off her and she now claims that her local garage had inspected it and reckoned that her boot floor has been slightly pushed in. I sort of find this hard to believe as the cars touched so softly that a. there wasnt even a scratch on my car and b. that i thought the engine of my car had stalled rather than id hit anything! Anyway she now says she wants to go thru the insurance cos she can get a courteousy car whilst its being fixed etc. I am desperate to try and keep my no-claims and would be willing to pay for it to be fixed, although she is being very reluctant to let me get a quote from a fiat body repair shop. Has anyone had anything similar happen to their cinquecento and how much did it cost (for the bumper and or slight buckle to the boot), if i can get some kind of general idea of a price and try and convince this woman to let me get it done it would be a massive relief. I'd even put her on my insurance for a day and let her drive my car so she's not put out! Any suggestions greatly appreciated, thanks for reading this!

 

[MrDerv]

my cinq sx suffered a similar fate. The boot is not the car,s strong point and when a car hit me, the boot floor where the spare wheel sits, has bent forward holding the wheel tightly in place, although this is not noticable from the outside. You could let them get a full repair quote and pay for this rather than taking it thru insurance. The car itself will need repairing, not just the bumper but the boot floor aswell because the car will fail an MOT if access to the spare wheel is hindered, and if they need to use the spare wheel, they aint gonna be able to get it out.

In short, see if they are willing to allow you to pay for the repair outside of the insurance and in most cases, coachworks and bodyshops usually supply a courtesy car. See how that goes, but failing that, they do have the right to go thru the insurance.

Is adrenaline brown?

 

[CentoEvo]

I doubt very much that the boot floor is bent from a 2mph impact, that is if your telling the truth.
Go round her house and have a look at the boot floor, take a camera and a mate with you to be a witness and ask which bodyshop she went to who said its bent.
She maybe pulling a fast one!!
You could get a local bodyshop to plastic weld and spray the bumper should cost no more than £100 and a day to do.
Bumpers pretty easy to take off, two allen key bolts either end of the bumper, two underneath and four at the top, two need the rear lights taken out, 10 in total.
Nice car by the way!

It were proper Bo i tell thee!!​

 

[elchinko]

If she was heading somewhere then changed her mind and didnt give enough warning then the accident is her fault regardless of whether you hit her or not! She sounds like a right meff to me.... she's probably had the car hit before due to her bad driving and thats when the boot buckled. I really do advise u get her to get several quotes and opinions on the damage to her car, perhaps ask her insurance company if there is anyone they recommend?

Cinq Newbie!

96 N Cinqo Sporting
Rosso Sporting Red
54k

 

[ssiruuk1]

Thanks for the help guys, think im stuck with an insurance job and goodbye to my no claims on this one. This woman wont budge an inch to help me out and i guess its her shout as far as a rear end "shunt" goes. Back to high insurance premiums for me

 

[steveyensen]

One last thought - it might be worth telling your insurance company your concerns. They need to keep their losses as low as possible. You will probably have to pay out as it is a rear end shunt, but if there is damage from a previous incident, then engineers may be able to see if that is true.

If she is pulling a fast one, then you can be happy in the knowledge that she could be done for fraud.

Of course what I've just said could be a complete load of bo11ocks. YMMV.



STEVE - the NOS guzzling Panda owner and beagle fanatic ...

If it wasn't for your wellies, where would you be ...

 

[Donz]

you could allways pay back the insurance company after the claim, thus keeping your no claims bonus

SEI POWER

NOS Guzzlers are just lower beings ​

 

[Sando]

Even if I could help you I wouldnt, you Cinq murderer!!!

 

[Silver_Sei]

think its more GBH than murder as i doubt the cinq will b a wright off lol

James

www.clubcento.co.uk

 

[Lead]

<blockquote id="quote"> face="Verdana, Arial, Helvetica" id="quote">quote:<hr height="1" noshade id="quote">Originally posted by elchinko
If she was heading somewhere then changed her mind and didnt give enough warning then the accident is her fault regardless of whether you hit her or not! <hr height="1" noshade id="quote"></blockquote id="quote"></font id="quote">

My thoughts exactly. It used to be if you went into the back of someone at a roundabout it would be your fault, no debate. But I have heard of it going the other way, especially when the person entering the roundabout is dithering and then changes their mind at the last minute, abruptly stopping. At the very least both parties can be considered jointly at fault.



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