hope to answer it all in one...
yea, it's a bummer, not too angry at the woman who hit me, it was an accident...
she hit me and it's written her car off, so i'm pretty thankful... and the guy in front has 2 tiny impact marks and it turns out he works for VW, and it was his showroom car... big whoop!
woman's accepted blame, her insurance have already called me, my insurance are picking up the slack... job's a good un.
We're both fine, if a little sore, and we'll no doubt ache tomorrow.
Yes John... It's your fault for saying how things were running smoothly
Personally, I think it's to do with the success of my house purchase... since touch wood nothing bad has happened there yet..for every amount of good luck in the world.. there's some bad luck waiting to balance it out.
EDIT: And Liam, yes, I'm close, but it's that level of close where i can't be bothered getting closer