Thanks for the advice.
I have never really bothered with changing coolant in the past, and I normally keep cars for at least 5 years/ 75,000 miles, but the last car I had was a Punto 51 reg, which had to have the head gasket changed at about 6 years/ 70,000 miles. I was told that this was because the radiator had rusted and become blocked , which caused the head gasket to blow.
I was also advised that the rusting radiator was due to the fact that the coolant had ( probably ) never been replaced - the anti - corrosive elements in the coolant had become less effective over the years, which had resulted in the radiator becoming rusty.