Just to let u know that if u have passed the Institute of Advanced Motorists test then I.A.M. Select insurance are offering very, very cheap prices. Its well worth doing the test even if the initial reason is just to get your insurance cost down ! They have never before been so cheap, but now they are mega competative. i.e. ins group 17, V8 4700cc Jeep Grand Cherokee 265BHP. £250 Fully comp with £400 excess, but with protected no/claims. (driver- full no claims, age 44). Direct line renewal was £366 & I thought that was cheap.