Turbo's don't usually go for no reason.
Biggest problem with them these days is oil starvation, typically through the use of incorrect grades being used or sludge gumming up the oil line to it.
This would probably ruin the turbo completely and you'd know it, (it wouldn't just trip into limp every time you floored it, but splatter it's oil into the air intake to burn away like a burning tyre factory!)
A decent reconditioner may attempt it's refurb, though many aren't offering the same warranties these days as the same turbos come back to them still filled with the wrong oil, knackered again!!
The activation of the turbo is another problem, soot and heat can restrict the wastegate or vane (VGT) activation, leading to the ecu protecting the engine from overboost with limp mode.
The wastegate opening or the vane pitch altering limits the speed of the fan, thus reducing the air intake pressure, regulating boost.
(this problem tends to resets when the ignition is turn off and on again, that is until it detects the overboost again the next time you clog it!)
There are different ways to active the wastegate or vanes.
Vacuum (like the panda) and electronic motors.
The vacuum system is a little more robust, where the electronic motor systems can get damaged, trying to active a seized arm can burn out the controller wiring.
This issue can be fixed fairly easily with a strip and clean, often manually forcing the arm can clear it (and a regular Italian tune up keep it that way), and surprisingly you can even repair the electronic activators (though not a worry on the MJ Panda as they are vacuum operated)
http://www.talkford.com/topic/162803-limp-mode-and-p2263-error/
What you tend to find is the dealers technicians won't repair units like this, but fit new parts and inform you the turbo is goosed, when it really isn't.
The dealers are used to this practice now (and some of there customers), what with their labour rates and parts replaced under warranty, it's not always viable for them to repair.
So the upshot is,
if your turbo is properly goosed, you'd know it and so would everyone within five miles of you and your Chevron Nigeria.
If your car is out of warranty and when the turbo spools up and it goes into limp, the dealer isn't your best option, but perhaps a turbo or diesel specialist.