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The broken bit of my car that I originally thought was going to cost me dear is going to be covered under warranty, :woot: Also no longer any danger of random flames when I open the boot.
 
fully insured as the main driver with all mods declared for £1500

and unless they are direct engine modifications or body modifications there is no price increase.

the price increase is only due to now being the main driver and having a full license and there is no price change for the gsr


Im impressed! When I was with Norwich Union they wouldnt touch modded cars..... When I had my GSR on the Stilo I paid an extra £100 for the mod.
 
they are sending the cover note today and according to my ma they have said they will send a complete list of any modifications i would have to declare.

Nah.

IIRC The contract will read along the lines of (and i'll clarify this in case its not clear) 'The onus is on the POLICYHOLDER (e.g.: YOU) to DECLARE ANY ALTERATIONS or MODIFICATIONS made to the insured vehicle outside of otherwise STANDARD SPECIFICATION'

I've been insuring the Cinq as modified for the last few years now, and I've never heard of an insurer publishing a list of declarable mods. The onus is on you and you alone to inform them. Some things they will be interested in (e.g.: Massive Alloys, ICE that could power the local grid, engine mods etc.) and other things they wont be interested in (e.g. Special Controls, seats, harnesses etc.)

If you arent going to declare it you may as well cancel the policy - your uninsured anyway!

On topic - finishing work and coming home to angel :)
 
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Im impressed! When I was with Norwich Union they wouldnt touch modded cars..... When I had my GSR on the Stilo I paid an extra £100 for the mod.

i believe its norwich union who its through but i cant gaurantee it. this was what my ma told me anyways.

get it in writing that you have told them about the kit. as noggin on end of phone is often wrong

it is in writing and is coming in the post tomorrow.

Nah.

IIRC The contract will read along the lines of (and i'll clarify this in case its not clear) 'The onus is on the POLICYHOLDER (e.g.: YOU) to DECLARE ANY ALTERATIONS or MODIFICATIONS made to the insured vehicle outside of otherwise STANDARD SPECIFICATION'

I've been insuring the Cinq as modified for the last few years now, and I've never heard of an insurer publishing a list of declarable mods. The onus is on you and you alone to inform them. Some things they will be interested in (e.g.: Massive Alloys, ICE that could power the local grid, engine mods etc.) and other things they wont be interested in (e.g. Special Controls, seats, harnesses etc.)

If you arent going to declare it you may as well cancel the policy - your uninsured anyway

no no no. my ma declared it and was then told there will be no difference in the price and asked what modifications would need to be declare to which the response was direct internal engine modifications and body modifications. she then asked for this in writing and they are sending it with the policy document and cover note.
 
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