No claims provisional license?

[stu2525uk]

Passed my test the other day and have been shopping around for insurance for my R- reg 1.4 brava.

The cheaperst I have probably gotten is around £1700 which is bloody nuts considering the car is only worth a couple of hundred quid.:bang:

So.....

I was wondering I had insurance last year with the AA on the same car with my dad (down as first driver 10 yrs NC etc...) and me down with a provisional license. Costing for that TPFT it came to around £630.

Now with me named on that policy for that year even on a provisonal license would that not count as 1yr no claim for me?

 

[custard]

nope.wasnt your policy plus as a provisional you were only driving supervised.
had you taken your own policy under a provisional they may have accepted 1 years NCD,wouldnt have been too expensive either without a full licence

 

[mountainmachine]

Have you called around every company in the phone book? Or the insurance links section on the site.

 

[colin79666]

I went with Admiral myself but while I was searching I found Quinn Direct would sometimes accept a 1 year NCB if you could send them the old insurance certificate as proof you were a a named driver on another policy with no claims.

 

[custard]

problem is if you move on the year before.the next insurer may not accept that 1st year NCD.
same as people on those 10 month accelerator policys

 

[FDF]

The cost of your insurance would probably drop if you did the pass plus course. You'll have to spend a lot of time on the web and on the phone talking to insurance companies, there are a lot of different factors they take into account. Congrats on passing your test.