Off Topic Is there someone from Germany? I need help (insurance)!

[wody21]

Dear Fiat Gurus!

I need someone from Germany with more experience - I mean with relevant experience in basic car ownership related things.

I was involved in a small crash, other guy caused it, his insurance company sent me letters + asked me about things, and now I am not sure what should I do.

I hope there is someone with more knowledge in this sort of topic who can help me!

Thanks in advance.

 

[dtimmins1985]

Very simple.

Just be honest about what happened and you should be ok.

In the UK they always try deny fault until its proven as a way of getting out of paying up... and lots of cases end up in a 50/50 decision unless you have solid evidence to prove you are not at fault 100%... it happened to me but luckily my car was driven by the misses so even with a 50/50 i got full pay out but she only got half of her compensation award...

 

[Ottiwottti]

Hi Wody

I'm English but live in Germany and have had my share of problems with german insurance companies and the typical german problem of being a pain in the arse about details.

Describe your problem in the forum or send me a PM and maybe I can help you, the problem I see on first glance is that you are from Hungary which means the german insurance company (I pressume the other driver is german) thinks "hey it is a foreigner we won't need to pay".

Like I said post details in the forum or send me a PM and maybe I can give you some advice.

It may take me a few hours to reply because at the moment I am in the UK on holiday and don't have internet connection all the time.

 

[wody21]

Thank you very much for your replies! I sent a PM to Ottiwottti, and did write down everything.

Basically the actual state of this case is not that bad, I don't have concerns about not to be able to prove my rightness and that other driver caused the accident, it's only about sending the insurance company a so called 'verifiable proof of the extent damage'.

By the way the damage on the car caused by the accident is not that bad either - only cosmetic, but if I would like to fix it here, in Germany (to the before-the-accident-phase), - I'm guessing - it would cost me like 1000+ EUR - and this car worths on the used-market between 1500-2000 EUR, maybe?! Dunno, I bought this car of eBay on an auction for peanut money, and fixed all the problems. // I make a note on every cent I spend on car related things, and the final cost is terrifying, I could have bought a Stilo in "showroom condition" for that, but... at least I saved one dying piece from the breakers //

 

[dtimmins1985]

Good lad on saving a stilo... i had to ditch one but have many parts from it to keep my current one running for a few years