Insurance help????

[KristyLeighx]

My mum has got a 1.2 16v punto t reg..her insurance company said that to insure me on this car would cost over £1000 a year?!

im confusedd lol help!

Cheers

 

[5abr3]

Not to be rude, but I'm going to guess your around 18? Alot of it can also depend on the insurance company, Fortis wanted an extra £1800 per year to put my brother (just turned 18) on my mums Rover 200 when he was 17; now he's 18 they only want £400 :nutter:

The 16V versions are a higher insurance group than the 8v's too I think though I arent sure which is the 1.2 litre version on parkers (smallest I can see is the 85bhp 16v)

 

[KristyLeighx]

So could you recommend any insurance company for the cheapest. These websites are pants! lol..cheers. (sorry if im being akward, just haven't got a clue!)

x

 

[5abr3]

Well I used a comparison site and am with Endsleigh (costs me £820 for 2 addresses, fully comp, storage on road cover, courtesy car, legal cover the lot and a max excess of £400); though being a student I get a discount with them. The best I can recommend is to go and look up on something like confused.com etc and see what they can come back with; others may have other suggestions!

Make sure to include any modifications; you don't want invalid insurance

 

[KristyLeighx]

Thankss anyway, I suppose its just window shopping and walking for me for the time being then!

 

[5abr3]

I'm going to be online sporadically today, if you want help going through it then I'd be happy to help but I'm afraid it can't be until about 6pm

 

[KristyLeighx]

I'm going to be online sporadically today, if you want help going through it then I'd be happy to help but I'm afraid it can't be until about 6pm

Thankss! Do you reckon it would just be easier and cheaper to just buy my own car??

 

[5abr3]

Probably not, but remember to account for Road Tax (and servicing/repairs/MOT) in a budget. For £1000 I think it'd be pretty close to be honest

Quickly:
£1000 in my case would give 1000-820 (insurance) -120 (road tax) = £60 on a car; which isnt going to happen

realistically it took me £1600 ignoring the repair's I've done myself! Not gotten to the MOT yet but it's literally round the corner.

vs £1000 on your parents car is cheaper and the repair bills & tax arent 100% your expendature

 

[Most Easterly Pandas]

Well I used a comparison site and am with Endsleigh (costs me £820 for 2 addresses, fully comp, storage on road cover, courtesy car, legal cover the lot and a max excess of £400); though being a student I get a discount with them. The best I can recommend is to go and look up on something like confused.com etc and see what they can come back with; others may have other suggestions!

Make sure to include any modifications; you don't want invalid insurance

:yeahthat: I'm with Endsleigh with two addresses etc

 

[FDF]

moneysupermarket.com
comparethemarket.com
confused.com
tescocompare.com

Try any / all of these you're bound to find a better deal.