They have gears designed to maintain lubrication with the recommended ATF and a completely different form of synchronization if any. Lots of fwd automatic transmissions have a seperate reservoir in the housing for the diff that contains gear oil because ATF would not be sufficient under the extreme pressure conditions of a modern hypoid diff.
Synchronization is hardy as issue - auto fluid improves that anyway. The gearbox in question is not connected to a diff and FWD doesn't use hypoid.
Too high viscosity - increased friction and shearing leading to power loss, heat, oil degradation, and the hydraulic forces can be sufficient to break the gearbox in extreme cases. Auto fluid is 15/40 viscosity, hardly an increase over standard 80 weight gear oil
Too low viscosity - wear, scuffing, adhesion even welding in extreme cases. As I said, auto boxes use gears too with similar loadings so no value there
Older boxes were noisy and sloppy - designed with high pressure angles and clearances at the cost of noise and power to suit the lubricants available at the time. The ducato gearbox until the early 2000s is based on a 1960s citroen design.Worked fine on 1970's Mazda gearboxes.
Slightly more operational noise and a small increase in heat but never any failures.
Yes designed to operate on ATF, there are also gearboxes that stipulate polyurea grease but you wouldn't put that in a ducato.Hardly relevant
I 100% agree - *if* the OP has no plans to ever recondition the current box and is happy to replace it with a different new or used box if the experiment fails.