gap insurance

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gap insurance

mantababe

New member
Joined
Oct 19, 2014
Messages
180
without being inundated by insurance companies trying to sell me this has any forum members got any advice or recommendation of "gap insurance"

thank you
 
Joined
Jun 24, 2011
Messages
354
Location
Plymouth
As with most insurance it is a case of paying for something you might never need. I had a few quotes when I purchased a new car but then thought do I really need to pay extra? yes if anything should happen you are covered but again if you are a careful driver would anything happen? I know you have to be careful of everyone else around you but for this reason I did not take it out, at the moment just under a year of happy non accident motoring with this new car
 

Most Easterly Pandas

Speed Reader of the Year!
Joined
Aug 15, 2007
Messages
44,223
Location
Norwich, Norfolk
I've gone with ALA for my Prius Plug-in - 2 reasons being the product they offer - 5 yrs cover, and its vehicle replacement, with the car I've got being rather specialist, I suspect the next generation will be a good few grand more to buy the same equivalent car in a few years time, so they'll basically pay up to a £17.5k short fall and put me in a 9 month old Prius plug in (which is the age mine was when I brought it), rather than return to invoice which could leave me short.

Was only about £240 as well. Equivalent of £4/£5 a month, which isn't bad really imo.

Its all personal choice though, I've never had it before, but then again I'd never spent quite this much on a car before.
 
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