oddly, im rather tempted still to get a volvo.....
hear me out
at my age, getting a car with decent performance insured is nigh on impossible unless you own a bank. theres seemingly an insurers bhp celing of 160bhp, anything over that they will slap an extra 600 quid on top of your premium instantly, however with volvos, due to their safety reputation, the bhp celing doesnt exist
ran a few quotes and a 200bhp s40 t4 is only £2 a year more than the calibra, most tepmtingly of all though, a t5 with 240ish bhp is only another 40 quid on top of that, best of all, with tweeks they can put out over 300bhp, yet insurance including remap etc declared for me still comes in at over £700 cheaper a year than a standard uk spec impreza turbo!
unfortunatley, with a volvo though, that would be near 300bhp all through the front wheels, so anything saved on insurance would be lost by the time you'd changed the tyres for the 7th time that year, lol