Compulsory insurance

[Most Easterly Pandas]

Ok, so in the UK car insurance is a legal requirement.

What other countrys is it a legal requirement in compaired to personal choice / prefrence?

Jon.

 

[sledge]

Probably every one in the developed world.

 

[dan_russ_27]

Florida US is a no blame state I knw that

 

[Most Easterly Pandas]

Florida US is a no blame state I knw that

So if someone smashes into back of your car you cant claim from them / sue them

 

[ben]

I was told AZ is a no blame state too, though I'm not sure if I believe them.

But yeah, the rental company said if I didn't take out the insurance and someone hit me, *I* would have to pay for the car, not the other party!

 

[ben]

Oh and to add, insurance here in Taiwan is done by vehicle, not by person.

Pretty useful

 

[jip0]

I know in australia it isnt compulsory but if you have an accident everything wil be comeing out of your own pocket

i have a friend that moved there

 

[Captain Mike]

Oh and to add, insurance here in Taiwan is done by vehicle, not by person.

Pretty useful

That seems like a good system to be honest

I just want to know why in America they don't need front number plates and we do

 

[ben]

I think Switzerland is the same (per car insurance)

What isn't cool here is you need a valid visa to actually buy a car I guess maybe it's the same in the UK, but never had to think about that before....

 

[Garree001]

Oh and to add, insurance here in Taiwan is done by vehicle, not by person.

Pretty useful

I can imagine the furore now if here considered anything like that... All these chavvy young drivers forcing the premiums for old git drivers up. Women moaning as they have to cover the additional cost of premiums for males.

We'd never hear the end of it!

Obviously none of this reflects my own opinion

 

[Most Easterly Pandas]

I know in australia it isnt compulsory but if you have an accident everything wil be comeing out of your own pocket

i have a friend that moved there

It must be NZ then where apparently you pay 60dallars a year to tax the car and that covers your insurance also or somthing. Think its only your liability to others though, but means youngsters can drive fairly powerful cars.

 

[bludvl_x19]

I know in australia it isnt compulsory but if you have an accident everything wil be comeing out of your own pocket

i have a friend that moved there

You know wrong then I live there

I pay $501 per year car rego (per car), of which $264 is a TAC (Transport Accident Commission) which pays for compulsory Third Party Insurance. Any insurance above and beyond that I have to get elsewhere.
Ive got comprehensive insurance on my X1/9 which costs me another $800 a year (cheap for my age, but I'm insured through an enthusiasts company) but any licenced driver is covered driving my car. The only difference is that if you're young, you pay a higher premium if you crash.
The good thing about CTP is that if the car has rego, then you know that you are covered in a crash

WRT the high powered cars MEP, when i got my licence, the rule was nothing over 125kW per tonne, now its no V8s, no turbos, no hi-po 6-cyls until you're off your probationary licence.

 

[Helz]

No turbos!? How's that work with the likes of 1.3 dervs?

 

[jip0]

You know wrong then I live there

I pay $501 per year car rego (per car), of which $264 is a TAC (Transport Accident Commission) which pays for compulsory Third Party Insurance. Any insurance above and beyond that I have to get elsewhere.
Ive got comprehensive insurance on my X1/9 which costs me another $800 a year (cheap for my age, but I'm insured through an enthusiasts company) but any licenced driver is covered driving my car. The only difference is that if you're young, you pay a higher premium if you crash.
The good thing about CTP is that if the car has rego, then you know that you are covered in a crash

WRT the high powered cars MEP, when i got my licence, the rule was nothing over 125kW per tonne, now its no V8s, no turbos, no hi-po 6-cyls until you're off your probationary licence.

i dunno im just repeating what my friend told me :shrug:

 

[bludvl_x19]

No turbos!? How's that work with the likes of 1.3 dervs?

Diesels arent all that popular down here, ro its not much of an issue, but it does mean that all of the Volvo and SAAB ranges are out of the question too.