Claim Advice
Bit of a 'what would you do' question.
In the wind storms November last year a roof tile fell off the roof and onto my bonnet. Tried claiming directly off the landlord who was having none of it, everytime I wrote to him he wrote back giving a different excuse as to why he didnt have to pay.
I moved out in January (after a nightmare tenancy) and decided to ask my insurance to claim off his insurance for the damage - got quotes/ pictures of roof sent to them. My insurance said there was no point claiming as they probably wouldnt pay out but I was so annoyed about the whole thing I asked them to try.
Now I'm still waiting for something to happen and I've been driving around a car with a huge dent and scrapes down the bonnet and a scraped windscreen and I'm starting to get annoyed, I just want it to be repaired.
I can get it filled and resprayed for £180 but I cant claim through the insurance for the windscreen as its not bad enough. I would have to wait until its cracked too badly to repair or whatever.
So my option is to carry on waiting and driving around in a car that looks terrible or just pay the £180 to get the bonnet repaired and live with the windscreen.
Does anyone have any idea of how long these things take or has anyone been successful claiming in this kind of situation? I'll be even more annoyed if I'm not successful and I've put up with it for this long, it's holding me up getting other work done to the car.
Oh and FYI claiming off my own insurance then trying to recoup the cost from his insurance is NOT an option as I cant risk him not paying out. The insurance was difficult enough to get in the first place with my measly one years no claims, without it I wouldnt be able to get insurance at all. (90% of companies wanted a minimum of 2 yrs no claims or to be over 25 - which I'm not!).
Bit of a 'what would you do' question.
In the wind storms November last year a roof tile fell off the roof and onto my bonnet. Tried claiming directly off the landlord who was having none of it, everytime I wrote to him he wrote back giving a different excuse as to why he didnt have to pay.
I moved out in January (after a nightmare tenancy) and decided to ask my insurance to claim off his insurance for the damage - got quotes/ pictures of roof sent to them. My insurance said there was no point claiming as they probably wouldnt pay out but I was so annoyed about the whole thing I asked them to try.
Now I'm still waiting for something to happen and I've been driving around a car with a huge dent and scrapes down the bonnet and a scraped windscreen and I'm starting to get annoyed, I just want it to be repaired.
I can get it filled and resprayed for £180 but I cant claim through the insurance for the windscreen as its not bad enough. I would have to wait until its cracked too badly to repair or whatever.
So my option is to carry on waiting and driving around in a car that looks terrible or just pay the £180 to get the bonnet repaired and live with the windscreen.
Does anyone have any idea of how long these things take or has anyone been successful claiming in this kind of situation? I'll be even more annoyed if I'm not successful and I've put up with it for this long, it's holding me up getting other work done to the car.
Oh and FYI claiming off my own insurance then trying to recoup the cost from his insurance is NOT an option as I cant risk him not paying out. The insurance was difficult enough to get in the first place with my measly one years no claims, without it I wouldnt be able to get insurance at all. (90% of companies wanted a minimum of 2 yrs no claims or to be over 25 - which I'm not!).
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