Sonic74205
Member
On wednesday i went out looking for Black stilo 1.6's. Using autotrader i found three places in my area. The first was in nottingham. The cars battery had died and for some reason the car had locked itself so they were awaiting the codes from fiat. Second was in Hinkley. The car was very nice accept it was only active therefore didn't have aircon. Also there were two large dents on the bonnet, and a hell of alot of scruffs on the back bumper and passenger mirror. The car needed a whole respray.
So the third was at a garage called bloomfield in wednesbury. This car is absolutly georgous! Dynamic trim, 16" alloys, aircon, 5 disc CD changer, skydome & abarth body kit! I was completely taken aback by this car so without haggling or anything i just said: "ill take it". So we went in and sorted out a finance deal, the salesman told me its likely he will be ringing me tomorrow and asking for a garatour. So the next day came and he told me i dont exist to the finance company because im not on the electoral role. I then told him i was and even offered my electoral role number but he didnt want it. He then later went onto tell me that even with a garantour i wouldnt be consifdered because my "case is too weak" (even though i apparently don't exist to the finance company meaning they cant do a credit check on me to tell me im not eligable). I then got the number for the finance company to speak to them directly and they told me they dont even look at weather someone is on the electoral role or not, and then gave me the name of the company they use to check the credit scoring.
I then went to the bank to try and sort out a bank loan but they wouldn't give it to me. I then arranged with my friend who i know has good credit and a driving license that the car would be in my name and be paid out of my bank account but the finance will be in his name. When i told this to the salesman he stopped me dead in my tracks and told me hes cant do it. Its illegal. But then he went onto tell me i HAVE to give him an answer by tomorrow because he has two people who left their numbers because they are interested (even though i have paid my deposit and arranged to pick the car up tuesday). Then my dad wanted to speak to him to find out what was going on so he understood. The salesman told him i was REJECTED for finance because i have a bad credit scoring. A story completely different to the storys he gave me!
So now im going down there tomorrow to see him in person with my friend. Im going to just say hes my partner and he will be buying the car. Meaning the car will be in his name, his name on the finance, and in his bank account. I will simply be on the insurance as a named driver.
I really hope i get this car! The fact the salesman is so adamant im not having it is making me want it more.
What do you think my chances are of getting the car? I really cant see a reason for him to say no to my partner buying the car and putting everything in his name. Something really doesnt add up with this salesman. I dont know weather he priced the car up too cheap or someone came along and made him a better deal or what but something doesnt seem right.
So the third was at a garage called bloomfield in wednesbury. This car is absolutly georgous! Dynamic trim, 16" alloys, aircon, 5 disc CD changer, skydome & abarth body kit! I was completely taken aback by this car so without haggling or anything i just said: "ill take it". So we went in and sorted out a finance deal, the salesman told me its likely he will be ringing me tomorrow and asking for a garatour. So the next day came and he told me i dont exist to the finance company because im not on the electoral role. I then told him i was and even offered my electoral role number but he didnt want it. He then later went onto tell me that even with a garantour i wouldnt be consifdered because my "case is too weak" (even though i apparently don't exist to the finance company meaning they cant do a credit check on me to tell me im not eligable). I then got the number for the finance company to speak to them directly and they told me they dont even look at weather someone is on the electoral role or not, and then gave me the name of the company they use to check the credit scoring.
I then went to the bank to try and sort out a bank loan but they wouldn't give it to me. I then arranged with my friend who i know has good credit and a driving license that the car would be in my name and be paid out of my bank account but the finance will be in his name. When i told this to the salesman he stopped me dead in my tracks and told me hes cant do it. Its illegal. But then he went onto tell me i HAVE to give him an answer by tomorrow because he has two people who left their numbers because they are interested (even though i have paid my deposit and arranged to pick the car up tuesday). Then my dad wanted to speak to him to find out what was going on so he understood. The salesman told him i was REJECTED for finance because i have a bad credit scoring. A story completely different to the storys he gave me!
So now im going down there tomorrow to see him in person with my friend. Im going to just say hes my partner and he will be buying the car. Meaning the car will be in his name, his name on the finance, and in his bank account. I will simply be on the insurance as a named driver.
I really hope i get this car! The fact the salesman is so adamant im not having it is making me want it more.
What do you think my chances are of getting the car? I really cant see a reason for him to say no to my partner buying the car and putting everything in his name. Something really doesnt add up with this salesman. I dont know weather he priced the car up too cheap or someone came along and made him a better deal or what but something doesnt seem right.
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