Hello, I am a 17 year old who is wondering what modifications wouldn't effect the insurance.
Thank you, and I am awaiting your response.
Thank you, and I am awaiting your response.
Any modifications a 17 year old first-time driver can have without effecting the insurance?
- Thread starter ThePandaFan131
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Any modifications a 17 year old first-time driver can have without effecting the insurance?
Take the hub caps off
Joking apart insurance companies will see anything none standard as a "modification" and a reason to jack the premium up, even a set of nice looking wheels which are certainly not going to reduce your 0-60mph figure.
Most of us have been in your position at that age, realistically though boring, the best advice is to keep your nose down and keep a clean license for a few years to get some no claims bonus.
Insurance premiums are ridiculous these days for youngsters, although logically speaking given that the high risk group is young males below 25 you can see why.
Another bit of advice is if anything is non standard make sure it is written on your insurance policy agreement from them, as if you are involved in an incident you can guarantee anything not declared will be used to invalidate your cover.
Don't get me wrong I certainly did plenty to attract attention and often wonder how I survived, but it was a very long time ago and although insurance was high, it was usually less than the cost of the vehicle unlike today.
