Punto (Mk1) 1998 Mk1 Punto (Arthur)

[wilko1992]

I have a spare set of clear indercators to replace the orange ones PM me if intrested and more info

 

[STaxPL]

Nice car.
What engine?

 

[DWW2039]

1.2L, no modifications seeing as I don't know what I'm doing! maybe in the future though.

May be interested in the clear indicators, but I'm not planning on spending anything until at least after Christmas! Sorry if that's not very helpful, but I'll bear you in mind, thanks

 

[wilko1992]

Thats ok there just sat in my shed doing nothing since i put angel eyes on my punto rather expensive mod tho but they look sweet

 

[DWW2039]

That's what I'm thinking... I'd love angel eyes, they look so good! But need to save some pennies first. Sigh.

 

[PuntoW]

Would an insurer classify clear indicators as a modification?
I personally think the orange bits spoil the front end, and think they make the car look old -without them my mk1 would look new (ish) -or at least modern.

 

[JustAndy]

Would an insurer classify clear indicators as a modification?
I personally think the orange bits spoil the front end, and think they make the car look old -without them my mk1 would look new (ish) -or at least modern.

Yes and you said the reason in your post "look new (ish) -or at least modern." E.g more temping for a thief according to the insurers so yes declare them

 

[PuntoW]

Yes and you said the reason in your post "look new (ish) -or at least modern." E.g more temping for a thief according to the insurers so yes declare them

But my insurer (Coop) say a modification is anything not originally available as an option on the car. Since these came standard on the sporting (I think) wouldn't they be allowed -as they were sort of an option?

Also, unfotunately (though understandably -it is a young driver's policy) I can't have any modifications on my policy.

 

[JustAndy]

But my insurer (Coop) say a modification is anything not originally available as an option on the car. Since these came standard on the sporting (I think) wouldn't they be allowed -as they were sort of an option?

Also, unfotunately (though understandably -it is a young driver's policy) I can't have any modifications on my policy.

Anything that is not factory fitted to your car is classed as a modification. So if yours came with the orange lens's when it came off the production line, if you change them to clear, thats a modification. Such a petty thing i know but thats the way insurance works

 

[s and b]

Anything that is not factory fitted to your car is classed as a modification. So if yours came with the orange lens's when it came off the production line, if you change them to clear, thats a modification. Such a petty thing i know but thats the way insurance works

this car hasnt been made for over 10 years there is no way an insurer would even know this car originally had orange side repeater lenses


OP do not tell insurer or they will just use the information to rob you

 

[PuntoW]

They are already robbing me.

 

[SamuraiDragon]

this car hasnt been made for over 10 years there is no way an insurer would even know this car originally had orange side repeater lenses


OP do not tell insurer or they will just use the information to rob you

of course there is... old or not, the insurers will know what came off specific models on specific dates. if the clear indicators were standanrd on sportings and not other models, they would know from the chassis number. just the same as if they came into play from a certain year.... the fact that this car has yellow indicators will mean that it wasnt standard, which means the insurers will know its been changed. such a small and petty mod shouldnt affect the insurance, and if it does, change insurer....

 

[s and b]

of course there is... old or not, the insurers will know what came off specific models on specific dates. if the clear indicators were standanrd on sportings and not other models, they would know from the chassis number. just the same as if they came into play from a certain year.... the fact that this car has yellow indicators will mean that it wasnt standard, which means the insurers will know its been changed. such a small and petty mod shouldnt affect the insurance, and if it does, change insurer....

sorry but no
even black book data doesnt go back that far so they would need to be really petty to go into their dungeon to find an old copy and wave it in the customers face
plus plenty of puntos mk1 in the run out had clear indicators i sure had plenty of them

 

[SamuraiDragon]

well, prob best to agree to dissagree.
either way, always best to declare, for peace of mind knowing there isnt anything they can pick up on at least. ive even gone as far to declare some stickers on my car... least i know im covered 100% with no chance of them screwing me for something like this.

 

[PuntoW]

Unfortunately I can't declare mods as they refuse to insure any 'modified' car. I guess I'll stick to tack orange indicators...