Hi, am 17 male n going to insure a 1.1 55s Fiat Punto...

now you would imagin this isnt going to be bad but...

£1,600! Third Party only! yeah shocked me too...

that was off Compare the market thingy comparason site, and confused is just as bad...


lil info, yeah the car is modified... which insurance people deal with modified cars? need advice on this please i been searchin for few weeks now and i cant decide....

Thanks!

what mods?
i can get insured on a uno turbo for £1600

It is very expensive in the first couple of years (and not exactly cheap thereafter...)

Have you considered Pass Plus, cut my premium by 25% with my current insurer

im 17 and a student, insured with endsleigh insurance for 1200 a year. best quote ive ever found.

Duffmanr890 said:

Hi, am 17 male n going to insure a 1.1 55s Fiat Punto...

£1,600! Third Party only!

Click to expand...

My car is the same, im quoted the same from the same people and im 19!

Churchill insure me and my group 4 punto (1.2 8v)
For 1600 FULLY COMP

Im affraid you'll be biting insurance's bullets for a while...

Ziggy

Crowthorne Insurance (NIG) Are Awesome Cheapest I Found £1200 3rd Party, Fire & Theft £120 A Month Then The Last 2 Months Are Free Ive Got A
Punto 55s 1.1 And Im 19 So Not Too Bad.

my first insurance cost me £639.71 on a cinq sporting, third party f&t on my own policy at 18, no previous expierience, that was a year and a half ago with quinn, insurance has shot up the past year again though, i was almost the same again for my sei sporting with a years ncb!

Nah 1600 is not shocking
I have a 1.1 55sx Punto with no mods or anything and its £895 for 6 months, get a years no claims with that though, When you're 18 it will have a bit of a drop with the age discount and 1 years NCB

BrumBrum: With which company? Link if poss?

Cheers.

Mods are only visual, exhaust tinted windows, rear lights, sporting front bumper& skirts, alloys, clear indicators & side repeators.

1st year paid 1.5k this year i halved it
750
no mods

Duffmanr890 said:

Mods are only visual, exhaust tinted windows, rear lights, sporting front bumper& skirts, alloys, clear indicators & side repeators.

Click to expand...

and?

Churchill are good im with them and i pay £560 a year fully comp but im a girl and have a year no claims.

Admiral seem good aswell i can get insured through them on a GT for £800 and boyfriend who is 18 is £900.

xxxx
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AppleSei said:

and?

Click to expand...

I'm guessing that he's giving additional information in the hope that someone will point him in the right direction of a company that will cater for these mods...

Try Adrian Flux and Quinn Direct.

naaathaaan said:

im 17 and a student, insured with endsleigh insurance for 1200 a year. best quote ive ever found.

Click to expand...

:yeahthat:

I'm with Endsleigh, and paid £1280.04 Fully comp with 3 points and no NCB, mod's declaired.

They undercut the 2nd cheapest by £300+

Jon.

I'm 18 years old and I managed to insure my fiat punto ELX for about £1200 on fully comprehensive. Price is so low mainly because my parents are on the policy as well. If you want to keep costs down, then I'm afraid you'lle have to put your parents on the policy I am still the main driver however

Try bell:
www.bell.co.uk
They specialise in young people with moded cars.
Saying that though, my Fiance is 23 and pays £950 on a Nissan 350 z with elephant.

Alexander1990 said:

I'm 18 years old and I managed to insure my fiat punto ELX for about £1200 on fully comprehensive. Price is so low mainly because my parents are on the policy as well. If you want to keep costs down, then I'm afraid you'lle have to put your parents on the policy I am still the main driver however

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Doesn't always work, and you have to ensure they are not the primary drivers if you are the one driving it the most (plus you wouldn't get a real NCB, only an in house if you're lucky and could be shafted for fronting).

If I put my mum on the policy goes up £54 (11 years NCB) and if I put my dad on (15 years NCB) ij now jumps £250 with him being a driving instructor (was just £54 again before the new job).

Duffmanr890 said:

Hi, am 17 male n going to insure a 1.1 55s Fiat Punto...

now you would imagin this isnt going to be bad but...

£1,600! Third Party only! yeah shocked me too...

that was off Compare the market thingy comparason site, and confused is just as bad...


lil info, yeah the car is modified... which insurance people deal with modified cars? need advice on this please i been searchin for few weeks now and i cant decide....

Thanks!

Click to expand...

no surprises here i'm afraid. insurance for the young team ends up costing more than the car itself. to be honest & i know you're not going to like it, but if you stand any chance at all of lowering your premiums, get the car back to standard for starters & get another older named driver. your still going to high but not as much as first thought aye life's tough when you're young wait till you get older:devil:
funnily enough ive had all my best quotes through brokers most of the time