Woooo!!!!

[Ninja59]

Liverpool Victoria give you a 50% discount first time insurance i got my at 17, me as main driver with my dad on for £1766.66 (with no accidents when up for renewal i will hopefully, get a 57% discount on the original) well worth it, don't risk it, not worth it

 

[FiatStiloJTD]

HI alex try a company call thames city.

For me, 19, with a accident (my fault) was £800 for a 2001 51 Reg 1.6 HLX Bravo

(Quinn was £1150)

http://do-business.net/CompanySelect/select.aspx?key=30352192-f7ad-4f4d-92e8-9a9fe0e1531f

Cheers,

 

[x Alex x]

If not, maybe a well timed call to crimestoppers on July 6 ...See his profile for reg number Happy belated birthday ...

it runs out on the 5th so ring then lol

and thanks everyone for the USEFUL input!

 

[Vickster]

Just shop around, there's always cheaper insurance to be had if you're patient

 

[coyotes_uk]

Indeed a good afternoon spent checking around works wonders!

 

[x Alex x]

im just thinking, it goes a lot on your area, what if i was to use my uncles address, he lives on a farm miles away from anywhere with no crime hardley, it'll be a low risk postcode.

 

[Luke M]

wouldnt do that! if they find out your screwed. as well they can check if you reside at that address.

 

[x Alex x]

wouldnt do that! if they find out your screwed. as well they can check if you reside at that address.

tempting though!

got the renewal quote from the post office, £1444 funny how i paid just over £600 this year.

 

[x Alex x]

got a quote of £1,330.15 from quinn direct! not too bad for a 17 year old

 

[x Alex x]

my dad's insurance is due soon too, got quoted £172 for an audi 110hp tdi fire and theft

 

[jamesgamby1989]

got a quote of £1,330.15 from quinn direct! not too bad for a 17 year old

that is more expensive than my grande punto from when i was 17, what engine you got? 1.2?

edit: my bad just saw your sig, but yeah that is expensive!

 

[serin]

that is more expensive than my grande punto from when i was 17, what engine you got? 1.2?

edit: my bad just saw your sig, but yeah that is expensive!

arnt you on your parents insurance tho?

I had been quoted an average of £1300 for a 10year old 1.1 Cinq Sporting

Its expencive, insurance, but the only way for it to go down is to get NCB

 

[x Alex x]

yeh i was on my dads insurance, mine has run out as of midnight last night, haven't went with quinn yet but it's the cheapest by far.

the 2nd cheapest was £1800, i think it might be the area

and it's a more expensive car so they have to pay out more if it gets nicked?? not sure how insurance works lol

 

[jamesgamby1989]

yeah true i am with my dads insurance otherwise it probably would be the same!

 

[x Alex x]

but in some ways i kinda wish i'd went on my own and got 1 years ncb, by 19 your insurance goes down and with 2 years ncb i could have gotten a faster car for a reasnable price, probably still can but ill only have 1 years ncb

 

[serin]

NCB is the way to go im glad i went from the off!

My insurance dropped from £1000 to £400

 

[jamesgamby1989]

direct line who i am with give no claims bonuses to all named drivers that is why i am sticking with them for a year or two!!

 

[johnlummis]

For those who have passed their test in the last 12 months,try pass plus,it is a government run scheme which is recognised be nearly all,if not all the big insurance companies,you get a 1 year no claim bonus immediately and that carries on until you acheive max no claims,( 4 years instead of 5) so you save for 4 years providing you don't make a fault claim,premiums should reduce by up to 33 1/3 % straight away.just a thought.

 

[jug]

put a old person with clean licence as a named driver makes it cheaper, estimate your miles at 2k a year then when you hit 2k ring them up and add more miles

how do they know how many miles you've done? even if your MOT's prove the vehicle did 50,000 miles in a year they cant prove you did more than 2k, anyone could have driven it for the rest of the milage.

direct line who i am with give no claims bonuses to all named drivers that is why i am sticking with them for a year or two!!

to use the NCB they give named drivers you have to stay with them when you get a policy in your name, thats why they do it, you dont get the NCB to use with another company if you leave. crafty eh!