The mk1 focus I do like. They are nice looking and nice inside too. Ive read that the 1.6 16v is basically the ultimate practical car. It does everything you could want in a family hatch blah blah blah etc. I have read its a little long in 5th so feels lifeless on the motorway but is good on fuel when crusing at high speed as the revs are low. I have considered a 1.8 but tbh I forgot to add them into this thread when I wrote it.
Cometh the man cometh the hour
I have the 1.6 16v but mine is a mk1.5 focus so probably just out of price range.
However I paid just over 3k for mine with a p/x 44k 1 lady owner from new so possibly you could sneak in with one, you would get a mk1 easy though for 3k
If you are considering a focus dont get any model other than a zetec because it is the only model with a sports suspension setup, any other model (lx ghia etc) is a standard ford job and the ride can be poor.
1.6 zetec is only group 5 insurance (or was when i insured just before the change-round, tax bracket hasnt changed) but you get enough toys etc (cd alloys ew a/c etc etc)
1.8 and 2.0 can be too thirsty and avoid a 1.4 at all costs. 1.6 bridges the gap between a bit of oomph of the larger engined models, its no slouch put it that way but it wont break any speed records either, with the frugality of the 1.4 i can get 40mpg even with a heavy foot. It is booked at doing 40mpg anyway on the combined cycle.
3 doors the 1 to go for but can be asking up to 500 quid more than a 5 door.
Like any car it isnt without its minor faults but also like here there is an excellent forum community as well that is on hand to offer any help