This has to be the biggest load of **** I have ever read on a forum, ever. Complete cnut. I earn £40k plus a year and will take finance at every opportunity, thick I ain't, I have a high level of education and know that finance can and will work for me over the years despite the obvious premium disadvantages. It allows me to invest cash elsewhere that pays my mortgage off in 6 years time. Remind me Rothschild, what do you do for a living, assuming your'e a wage earner and not living with mummy and daddy.
Forgot to mention, another tw*t to go on my ignore list so dont bother replying.