General Fiat 500 Cha Cha Azzure with Cream Leather Interior
- Thread starter lilrachiebaby89
- Start date
Currently reading:
General Fiat 500 Cha Cha Azzure with Cream Leather Interior
I agree it is a waste of money, I just wouldn't want to have to get a high interest loan to pay off the final balance, rather give it back and start over again with a new car and agreement. Although then I would be back to square 1 with saving for a deposit. I will have 3 years to decide what to do though. I am 21 and am not getting paid shedloads at the moment, in 3 years time I could be in a position to pay off the car and own it. I just don't know.
I agree with you that financially you will probably end up a bit worse off, however I personally believe the option to return the car at the end of the term is nevertheless a good one.
Things can change, especially over the course of three years. With the ever-rising cost of fuel/insurance etc, there may well be some people who are grateful to just hand their car back at the end rather than having an "asset" which they cannot get rid of. At least you will only have paid approx two-thirds of the list price by that stage.
I like the i-Deal because it keeps the monthly costs fixed and you can either (a) pay the final balloon payment to own the car, (b) start a new PCP agreement again, or (c) hand it back. Technically you never properly own the car, but hey - I don't own my own house either. And I don't suppose I will for a while until someone snuffs it!
Or (d) - if you really don't have the money then I suppose you could buy a Proton (my Dad used to have one of these, dear God...).
I agree with you that financially you will probably end up a bit worse off, however I personally believe the option to return the car at the end of the term is nevertheless a good one.
Things can change, especially over the course of three years. With the ever-rising cost of fuel/insurance etc, there may well be some people who are grateful to just hand their car back at the end rather than having an "asset" which they cannot get rid of. At least you will only have paid approx two-thirds of the list price by that stage.
I like the i-Deal because it keeps the monthly costs fixed and you can either (a) pay the final balloon payment to own the car, (b) start a new PCP agreement again, or (c) hand it back. Technically you never properly own the car, but hey - I don't own my own house either. And I don't suppose I will for a while until someone snuffs it!
Or (d) - if you really don't have the money then I suppose you could buy a Proton (my Dad used to have one of these, dear God...).
I have to agree with you, which is why I was thinking along the lines of handing it back after 3 years anyway. I would probably only want to swap it for a newer car by then anyway, and the balance of what I owe won't be far off what it's worth to sell it. So yes I will probably be slightly worse off but I don't see any worse off than getting a loan to pay the balloon payment, paying interest on that just to sell the car anyway.
Remember that if you just hand the car back, you will still have to find the deposit for the next one. If you go this route, you will need to budget an additional £50-£60 per month to save for the deposit on your next car.
Yes thanks JR that occurred to me around an hour ago. I'm a bit silly. Is there an option to take more HP from them once the 3 years is up? These are hopefully all the questions I was going to ask at the garage but I am glad you are all helping me.
I would consider just doing hp over a longer period personally
- Joined
- Dec 18, 2010
- Messages
- 691
- Points
- 89
Adding on options on buying a 500 from the dealer is not deemed a modification since it has been supplied by the 'factory'.
If you are buying a Pop without the alloy wheels it will heavily compromise resale. Any Fiat garage that gets a Pop back in with the steelies put a set of Alloy wheels on to sell the 500. If I am questioned on the correctness of this I will happily PM the name of the dealer.
Hi there, I have a Pop with Blue n me, leather steering wheel, aircon as I found it cheaper than a Lounge for the things I wanted. It is cheap to insure even in the dodgy part of north London that I live in. I have never had to declare it as modified and I have checked thoroughly as I'd hate to find myself wrongly insured.
By the way - sounds like you have great taste in cars - such a shame the cha cha no longer available but the Volare would be my choice if I had to buy now. Good luck!
That's simply not true, there are plenty of pops on sale in dealerships with standard pop wheels. This is yet another case of you making something up because it's what you think rather than what actually happens.
Take a look on Autotrader. Plenty of Pops for sale and I would say about 80% of them still have steelies.
- Joined
- Dec 18, 2010
- Messages
- 691
- Points
- 89
This was quote by Alasta Autos and Blanchardstown motors. The 500c with steelie wheels in Bolands in Waterford (a non Fiat garage) was on the market for over 3 months and was sold cheap because it didn't have the alloys. You really are a pain Maxi.
You said quite clearly that all Fiat garages change the steelies for alloys! This is clearly untrue.
Multispoke, you seem a nice chap and all, but stop with the blanket statements which simply aren't true.
You have great taste! The tan leather aswell, I would love that but definately can't afford. Do you have the alloys? I'm unsure whether to go for them as to me a wheel trim is a wheel trim. Ha!
Not everyone wants alloys - one of the first things I did when I got my 1.2 lounge was to put a set of steelies on it.
Advantages of steel wheels include better fuel economy, cheaper tyres, a slightly more comfortable ride, less chance of damaging a wheel if you hit a pothole, and much cheaper wheel replacement if the worst happens and you do.
If you specify a pop with alloy wheels, you may have to pay a premium to insure it, and if you fit aftermarket alloys, you almost certainly will.
Also, I doubt if you'd get any more at trade in for a pop with alloys than a similar pop with steelies - though I'll grant that a car with alloys might be easier to sell.
Tbh (and no disrespect) you seem like you're not sure whether you can afford the car so I think that a luxury purchase like alloys might not be the best purchase, you can always get them later on if circumstances change
Tbh (and no disrespect) you seem like you're not sure whether you can afford the car so I think that a luxury purchase like alloys might not be the best purchase, you can always get them later on if circumstances change
Again, no disrespect intended, but I'm tempted to say the same thing about the whole deal. For your deposit & payment budget, you could probably get a basic Panda & own it outright after 3 years, if you shop around separately for the car and the finance.
A lot depends on how you think your personal circumstances may change over the next few years.
- Joined
- Dec 18, 2010
- Messages
- 691
- Points
- 89
www.graceharvey.ie
This garage sells the majority of 500s in the Dun Laoghaire 'area' of Dublin. The 2 models that he predominately sells are POPs in Bossa Nova White with black ambiance and Red with white ambiance and some 1.2 Lounges std spec and ocassional 500c. He had a funk white 500c in his showroom last year at the start of the year and could not sell it with the steelies. When he put on a set of multispokes on it - it sold. Practically all the Pops sold have 16 multispokes on them. After the wheels he recommends the blue & me (package price of €300) and the chrome kit in that order. His view that is that a POP with steelies makes the car look like a Micra. Fiat are offering the multipsokes at a price of €450 - essentially at cost to improve the branding of the product. This is from someone in the business of selling cars. In relation to taking steelies off a POP replacing them with alloys - this has been done by Alasta Auto only last year - I am not stranger to organising affadavits. The issue about insurance increasing by specifying alloy wheels on a an order from Fiat on a POP increasing your insurance is not correct. A statement that 80% of Pops on Autotrader have steelies really says it all - if 50% of Pops sell with steelies then it is logical to deduce that not specifying impacts your resale value. The price of a replacement wheel from Fiat is approximately €260+vat without the tyre. So at €450 for a set with tyres - it really is a no brainer.
This garage sells the majority of 500s in the Dun Laoghaire 'area' of Dublin. The 2 models that he predominately sells are POPs in Bossa Nova White with black ambiance and Red with white ambiance and some 1.2 Lounges std spec and ocassional 500c. He had a funk white 500c in his showroom last year at the start of the year and could not sell it with the steelies. When he put on a set of multispokes on it - it sold. Practically all the Pops sold have 16 multispokes on them. After the wheels he recommends the blue & me (package price of €300) and the chrome kit in that order. His view that is that a POP with steelies makes the car look like a Micra. Fiat are offering the multipsokes at a price of €450 - essentially at cost to improve the branding of the product. This is from someone in the business of selling cars. In relation to taking steelies off a POP replacing them with alloys - this has been done by Alasta Auto only last year - I am not stranger to organising affadavits
. The issue about insurance increasing by specifying alloy wheels on a an order from Fiat on a POP increasing your insurance is not correct. A statement that 80% of Pops on Autotrader have steelies really says it all - if 50% of Pops sell with steelies then it is logical to deduce that not specifying impacts your resale value. The price of a replacement wheel from Fiat is approximately €260+vat without the tyre. So at €450 for a set with tyres - it really is a no brainer.
Last edited:
- Joined
- Jun 20, 2010
- Messages
- 3,696
- Points
- 796
www.graceharvey.ie
This garage sells the majority of 500s in the Dun Laoghaire 'area' of Dublin. The 2 models that he predominately sells are POPs in Bossa Nova White with black ambiance and Red with white ambiance and some 1.2 Lounges std spec and ocassional 500c. He had a funk white 500c in his showroom last year at the start of the year and could not sell it with the steelies. When he put on a set of multispokes on it - it sold. Practically all the Pops sold have 16 multispokes on them. After the wheels he recommends the blue & me (package price of €300) and the chrome kit in that order. His view that is that a POP with steelies makes the car look like a Micra. Fiat are offering the multipsokes at a price of €450 - essentially at cost to improve the branding of the product. This is from someone in the business of selling cars. In relation to taking steelies off a POP replacing them with alloys - this has been done by Alasta Auto only last year - I am not stranger to organising affadavits
Could we have some paragraphs please. My brain cannot cope with that much solid text. Especially if it is nonsense.
- Joined
- Dec 18, 2010
- Messages
- 691
- Points
- 89
Everyone is entilted to their opinion particularily when it's in reference to the grandson of the Fiat chairman.
:yeahthat:
There's an idependent dealer about half a mile from our house who has sold a few Pops which they got in, put the chequered roof sticker on, red mirror covers and an Abarth style side stripe which says "500" on it and they've sold a few with this "pack". Not my cup of tea by any means but it seems to sell to a certain audience and disproves the theory that a pop will never sell without alloy wheels now doesn't it?
