CRASHED HGT

[DAREN]

MY 97 GREEN HGT HAS JUST BEEN FRONTED BY A GIRLIE IN A MICRA. THE FIAT MAN IS SHAKING HIS HEAD AND ITS TOUCH AND GO IF THE INSURANCE WILL WRITE IT OFF.
DAMAGE IS BOTH WINGS, BUMPER, HEADLIGHTS, BONNET, CROSS MEMBER AND RADIATOR, AND THATS WITHOUT OPENING THE HOOD. THE CAR IS NOT MINT , USUAL TESCO DAMAGE
IT'S 125K WITH FULL FIAT SERVICE HISTORY HAS MAGNEX EXHAUST. THE REAL DOWNER IS THE NEW FRONT DISCS , BEARING, WISHBONE, TYRES AND SHOCKS. QUESTION.
DO I GO FOR THE PAYOUT AND BUY CAR WITH LESS MILAGE?
GO FOR A REPAIR?
WRITE IT OFF AND BUY BACK THE WRECK?
IS IT WORTH BREAKING?

 

[Ozric-Al]

Bloody hell! Not another one! SOB

Can't see them fixing that with that much damage fella.

Shabash!

Now partying with Yul Brynner
http://www.billhicks.com/
http://www.geocities.com/ozrictentacles_web/

 

[Anonymous]

when i claimed on my insurance i got new left and right rear panels, 4 new tires, 2 new rims, new wheel trims, new bonnet, new front light, new front suspension, new front right pannel, new front bumper...woohoo.. and full re-spray of course

think thats about it. ill add the rest if i remember anymore

 

[Nico]

It's never occurred to me to actually ask the question before..
You know how we get charged heaps extra on our premiums - does that mean that we are actually covered for the cost of replacing that modification ie. if our 17's get damaged do they get replaced like for like, and bodywork - will they cover the cost of doing all custom bodyshop alterations (apron & spoiler etc )all over again???

 

[Dan]

depends,

if its declared then I would ring up and check with the insurers as they may have a policy on changing parts like for like but then they may not and replace with standard fiat parts only

Dan

 

[alan]

i did similar damage to my 1.6 and got it fixed for about £700. Depends if the car is worth that to you.

If you are scrapping i'm in despirate need of a light grey drivers door card