As a bona-fide Old Git, my insurance for my Aston Martin V8 Vantage is with Saga. I’ve made a couple of mods to the Aston (two-piece discs to replace the easy-to-warp standard discs) and Nitron suspension (to replace the truly awful shocks that were fitted to early Vantages). Total cost of mods - about £6k
My ratty (but mechanically sound) Panda 4x4 169 insurance renewal came up last week. Churchill’s renewal had risen by 35%, so I thought I would try Saga. I declared the two mods I’ve made to the mighty Fiat (500 Abarth seats and a pair of LED spotlights). Their online quote system said “you need to call us”, so I did, only to be told “because you’ve modified the car, it’s too risky for us”
The chap on the other end of the phone simply couldn’t grasp why I was confused, after they happily accepted a lightly-modded Aston with 380bhp, but wouldn’t take an even less modded Panda 4x4 with (at best) 60bhp
My kids (and grand-kids) sometimes wonder why this particular grumpy old man still thinks the ‘good old days’ were better.
Anyway - new policy taken out with Aviva - mods declared - £141
My ratty (but mechanically sound) Panda 4x4 169 insurance renewal came up last week. Churchill’s renewal had risen by 35%, so I thought I would try Saga. I declared the two mods I’ve made to the mighty Fiat (500 Abarth seats and a pair of LED spotlights). Their online quote system said “you need to call us”, so I did, only to be told “because you’ve modified the car, it’s too risky for us”
The chap on the other end of the phone simply couldn’t grasp why I was confused, after they happily accepted a lightly-modded Aston with 380bhp, but wouldn’t take an even less modded Panda 4x4 with (at best) 60bhp
My kids (and grand-kids) sometimes wonder why this particular grumpy old man still thinks the ‘good old days’ were better.
Anyway - new policy taken out with Aviva - mods declared - £141