Completely F**KED off!

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Completely F**KED off!

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Feb 15, 2007
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The orange punto that i'd worked on for 6 or 7 months, put tons of money into aswell as blood sweat and tears, then finally got on the road MOT'd taxed and insured a couple of months back has just been involved in a bump :mad:

Thats annoying. Whats more annoying is that he's blaming ME! :mad:

I was waiting at a T junction first in line to turn right with traffic behind me, lights turned to green. Took a glance to the left, saw a red flatbed pulling up, looked to my right to the corner i was taking, next thing the flatbed was infront of me trying to turn into the road i was leaving! He hadn't stopped for the red light.

Shaken up i got out of the car and he was immediatly like "what are you doing! we have right of way!" i replied "You can't possibly have, The lights are green here." Woman who was behind me wound down her window "Our lights had turned to green, we had right of way!"

Anyway manovered of to the road side to swap details and the witness annoyingly drove off. All i know was she was a blonde lady driving a newish black car, possibly a Renault megane.

Contacted the police non-emergancy thing, they were no help regarding helping to find the witness. :bang:

So the situation is I am 100% certain he should have stopped at that junction. Its a junction i use many times a day as its at the bottom of my road and i live at number 3 (i.e. i AM at the bottom.) From talking to him, he didn't know the area very well at all. He's claiming I confused the lefthand filter for the green light and set off to go right. I know i didn't because the traffic to turn left had already been moving for a while, and about 15sec after the filter comes on, the green light comes on for the rest of us. And now i have no witness. And he had another 2 guys in his flatbed who are obviously backing him up. From the position of the vehicles, it was also clear he had cut the corner (probably in an attempt to make it through the lights.)

I am NOT going to be held responsible for this, and it makes me so f*cking angry that he's blaming me.
 
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that's why you get the legal cover with your insurance (anyone who doesn't is plain silly). the sort of people who cause the accidents almost always blame you or deny the incident. just inform your insurance company. though i'm sure someone else will have better advice.

you ALWAYS have to check, never take anything forgranted. with it being close to your house it's easier to become slightly complacent and so when someone jumps the lights you get caught.
 
If it's that close to home, can you keep an eye out for your witness ? She may go that way every day, at about the same time.
 
I'm was going to do that but it happened at 17:15 and i don't finish work till 17:30 (was off work today)

I was tempted to strap a sign to the traffic light but i wouldn't know what to put on it or how she could contact me without tw*ts abusing the contact info.
I'm off same day next week so I'll definatly sit out then, with the front of my car visible to the direction she came- that would get her attention (if insurance company haven't taken the car by then.)

I've actually just been sat parked up near the junction for the last 15min or so, just looking at how the lights 'work' and how the traffic behaves to the lights. There were a few jumping the same light he did, and i also noticed the light was red for about 3 sec before mine changed, so it wasn't amber gambling, it was definatly red light jumping.
Theres a set of lights just before the light he jumped aswell, which are green while the set he jumped turn red, so maybe he didn't acknowledge the second set (or presumed they only applied to people going straight on) and just went by the green on the first set of lights, hence thinking he had right of way (as previously mentioned, when taking to him he wasn't familiar with the junction.)

It also occurred to me that when reversing back out of the junction, i had to manoever around the queue of cars behind me as they had started moving forward aswell - we couldn't all have mistaken the filter.

Also the damage from my car suggests i was travelling slowly so he can't turn around and try to accuse me of driving straight through - its obvious i'd only just started moving off.

Starting to feel a little better about it now but i still realise at the end of the day if i don't find this witness, its my word against his.
 
B*stard :mad:

are there cameras at the lights?

'fraid not :(

that's why you get the legal cover with your insurance (anyone who doesn't is plain silly). the sort of people who cause the accidents almost always blame you or deny the incident. just inform your insurance company. though i'm sure someone else will have better advice.

you ALWAYS have to check, never take anything forgranted. with it being close to your house it's easier to become slightly complacent and so when someone jumps the lights you get caught.

Yup, insurance company is informed and I got legal cover so thats a load off my mind.
 
This is an explanation of the lights (from what i've seen tonight) and what happened. I'll probably use this to explain to insurance what happened.

Side roads are labelled A and B, Traffic lights numbered and the line next to the number showing the direction they face.

Green line is me, red is him. (You can actually see on the photo that the blue van has most probably jumped the light for the adjactent road.) Black lines are what other traffic was doing at the time.

- 4 and 3 turn to red stopping traffic on the main road both directions, 5 and 6 stay green.
- 1 and 2 turn left hand filters on to allow people from A to B and up the main road, and from B to A and down the main road.
- Shortly after, 5 and 6 turn red. Traffic starts to queue in the 4 lanes in the middle of the junction.
- A couple of seconds later, 1 and 2 switch filters of and solid green light comes on to allow B to go up the main road and A down the main road.

This is when i set off.

- Shortly afterwards, 1 and 2 turn red and 3 4 5 and 6 turn green to allow traffic on the main road through the junction.

Cycles back to the start.
 

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I reckon that from an insurance companies point of view it's going to look very good in your favour if it's your word against his because you were stationary and then you set off, where as he was moving towards the lights and kept going.
What I mean is, you were stopped, so it's obvious you were waiting at a red light, so it's very unlikely you would suddenly set off before the lights changed.
But he was moving towards the lights, so it might look like he was trying to beat the red light and jumped it.
 
did you get a partial reg of the witness car, vehicles can be traced on a partial reg
 
is this a completely timed cycle?
half evidence

Not 100% sure, but in the 15mins i watched them tonight, they never differed from that cycle.

I reckon that from an insurance companies point of view it's going to look very good in your favour if it's your word against his because you were stationary and then you set off, where as he was moving towards the lights and kept going.
What I mean is, you were stopped, so it's obvious you were waiting at a red light, so it's very unlikely you would suddenly set off before the lights changed.
But he was moving towards the lights, so it might look like he was trying to beat the red light and jumped it.

Thanks rich (y) Thats reassuring. I just wish i had the witnesses details because then he wouldn't stand a chance of wriggling out of it.

where the lines cross kaboom? (green n red)
he has cut corner anyways dangerouse driving n all that

look at the 2 cars at the bottom

Yeh, where they cross is where we hit. I was pretty accurate with the point we hit on the pic - very close to the junction so he must have cut it.

I can see what he's done from that pic.
He's set off from a green light, then presumed that the second set of lights are green too. But they aren't...
dozy f*cker

I think thats exactly it. He seemed adamant that he had right of way, so it may be that he didn't acknowledge the second lights.

i think the red vans thought that his green means the next don't count
is it 2 different functions?

I understand what you mean - may have thought those lights applied to those waiting on the main road.
How do you mean by functions? All the lights seem to be linked because they were all in sync with each other while i was watching them tonight.

did you get a partial reg of the witness car, vehicles can be traced on a partial reg

I didnt get any of her details, and i can't believe i didn't (n) I was just so shaken up i couldn't think straight. I'm usually really good at noticing details like that while driving - prior to the crash i even remember as i glance to make sure it was clear the car waiting at the red light to go up the main road next to the red flatbed that i hit was a white mk3 golf, and the car in the lane next to me to go down the road had overshot the line and was a beige Jeep Patriot. After that i couldn't think straight.
 
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that's why you get the legal cover with your insurance (anyone who doesn't is plain silly). the sort of people who cause the accidents almost always blame you or deny the incident. just inform your insurance company. though i'm sure someone else will have better advice.

Those that are silly are the one's who pay £25 a year extra for it, and then buy recovery from the AA or RAC who also give it. Could save an extra £25 a year if people checked! (y)
 
that's why you get the legal cover with your insurance (anyone who doesn't is plain silly).

legal cover only covers you if it wasn't your fault, and your legal team will be working for the insurance company not you. if it wasn't your fault then a no win no fee claim is suitable, and they work to get maximum money for you and themselves, not your insurance company. there is never a situation where paying for legal cover offers any advantage. its a well known ploy used by insurance companies to get more cash out of you.


Legal cover
Legal cover insures you for the legal expenses involved in pursuing any losses that you are otherwise uninsured for through your regular car insurance policy when you have an accident that wasn't your fault. Your legal expenses claim might include your insurance policy excess, damage to possessions in your car, travel expenses whilst you're vehicle is being repaired and compensation for injuries.
 
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