its an act of god, insurance wont pay out, your not going to get a penny, even if you take it court theyll just throw it straight out

gazzaman2k said:

its an act of god, insurance wont pay out, your not going to get a penny, even if you take it court theyll just throw it straight out

Click to expand...

Not if the roof hasn't been maintained

Wall or tree falls on a car they're not going to say act of god, any pay out. Equally that's what comprehensive insurance is for.

They havent even uttered the words 'act of god' in the months the claim has been going on. The roof is poorly maintained. The tile fell off in November and still missing now I think thats probably enough proof its not been maintained? But I am aware it happened in high winds so its swings and roundabouts.

As you're aware I'm not 100% sure I have a claim and he is in the wrong. Hence the thread. I wanted to know whether it was worth me putting up with the car for a bit longer and try to get the money or to give up and pay for the repair. From the advice here it seems it is worth me pushing.

my mum and dad were in a similar situation once where next doors coping fell of the roof and dented the bonnet, house insurance wouldnt pay out for damage to car and that they said you have to claim in your own car insurance