I was reading a magazine today that said, if you have fully comp insurance on a car then you have 3 party insurance on any car you drive.

is this complete ****? I think it is but thought i'd ask

depends on the company, most now adays say you have to be 25+

i'm 23 and i can

so yeh its true

quinn direct do for any car

im 3rd party, and get cover on any other car

I have had 3rd party cover on all other cars for years.

Not really something to rely on, but useful in emergencies

in 21 and with tesco, I may ask them tomorrow

Just look on your insurance certificate, it should be obvious if you have it.

it says "this certificate does not entitle you to drive any other car" I'll still give them a ring and see what they say

EDIT: just had a look at the leaflet and it says you must be 25 or over to drive any other car

Yeh, there cracking down on it now tho cos of ppl abusing it (i.e. insure a group 1/2/3 car fully comp so you can drive your group 99 car cheap)

I was tempted to keep the punto on fully comp and get myself a bravo 1.6 but i don't wanna be caught out in the crack down.

http://www.inktec-uk.co.uk/Insurance/axa-car-insurance.htm

http://www.thisismoney.co.uk/insurance/car-insurance/article.html?in_article_id=405394&in_page_id=35

while were on the topic, does anyone know any companies that insure the driver NOT the car so you can drive any car you want anytime and as much as you want? I know the price for me would be sky high (if they even offer a quote) but t'wud be interesting

dan-the-man said:

in 21 and with tesco, I may ask them tomorrow

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i dont believe tesco do. Im not insured to drive any car 3rd party (im 21), but my mum on a similar policy is.

Xen said:

Yeh, there cracking down on it now tho cos of ppl abusing it (i.e. insure a group 1/2/3 car fully comp so you can drive your group 99 car cheap)

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I thought it only covered other cars NOT owned by you - and only if you have permission from the owner.

Therefore, if you own a high group car, it falls outside the scheme anyway.

Stuart DemonD said:

I thought it only covered other cars NOT owned by you - and only if you have permission from the owner.

Therefore, if you own a high group car, it falls outside the scheme anyway.

Click to expand...

Correct

you dont have to have the registration in your name tho

Consider Liverpool Victoria 3rd party allowed but don't know what age from, never go to RAC they have just got rid of 3rd party on all policies.