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General Written off but for practically nothing...any advice?

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General Written off but for practically nothing...any advice?

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maxilee

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Sep 27, 2008
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I got the car in September and then in October some nitwit in a transit backed into me (literally, he backed into the drivers side whilst I was driving).

Anyhoo, theres barely any damage but its been written off.

The insurance co. have sold it back to us for buttons - it drives the same and everything but there is a dent (thats more like a vertical scrape, about 12 inches) on the drivers door.

Just took it to get MOTd and its failed because of the back brake caliper leaking...

The only other thing wrong with it is that the smaller half of the back seat needs a bolt.

My question is - would you fix it up or just sell it on as it is? What would be a reasonable price for it do you think?

Its a 200 W 899 SX, its got around 55k on it...I really dont know what to do with it.

Also, when its been written off, do I just need to MOT and re-insure it or do I need to do anything else? Should the Insurance co. have sent me details of the cat C write off...they told me it was cat C over the phone, Ive had nothing in writing at all.
 
Insurance for road use void when they write off. You need to get new insurance before moving car on public road. You may be out of pocket, on the write off cause of £ of new insurance.

If you need a car.

Find a bolt - for rear seat.

Buy a caliper from motor factor shop, axle stand, single person brake bleed kit, can of brake fluid, Halfords manual and a brake pipe spanner. You should be able to improvise other tools

Await next bang from next errant driver.

Noel
P.S. Door from scrappie may be worse than the one you have.
 
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Insurance for road use void when they write off. You need to get new insurance before moving car on public road. You may be out of pocket, on the write off cause of £ of new insurance.

If you need a car.

Find a bolt - for rear seat.

Buy a caliper from motor factor shop, axle stand, single person brake bleed kit, can of brake fluid, Halfords manual and a brake pipe spanner. You should be able to improvise other tools

Await next bang from next errant driver.

Noel
 
It is not easy to tell until you try fitting it that it came from a car written off in a big crunch.

Noel
 
TBH I was going to leave the door, its really not that bad, you wouldnt think it had been written off to look at the car. Took it for the MOT today and the mechanic was amazed.

We bought it back for buttons as I said (£50)...just really dont know whether to get it repaired before selling it on or just sell it as it is...the cost of the repair for a full MOT is going to be around £50-£60 but I dont know how much more I could sell it for with a full MOT as opposed to none.

And yes, Im trying to capitalise...pmsl
 
If it's a cat C then it will need a VIC and you should have to apply for a new log book. The new V5 will also have an endorsement on it telling you that it was subject to a VIC check, hence you would probably be asked why it has had a VIC by a buyer. The fact that it was a write off automatically makes it worth less than an identical car that hasn't been written off.

The insurance and MOT would also be revoked on the car.

There has never been a factory Cento with rear disc brakes to my knowledge, so I reckon it won't have a leaking rear caliper ;)
 
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In that case do any of the following - strip it for parts, sell as is, repair it.

Either way you are probably in the money by a good margin.

I would just get a door though providing the car is a decent colour where theres likely to be a door of same colour e.g black, red, silver etc, if your car is that bronze/orange colour it might be more difficult.

Wouldnt ignore scratch either, someone will notice a 12'' scratch no matter how light it is

Think theyre drums on back as well rather than discs so leaking caliper has me confused.

EDIT - Chaos beat me to it
 
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Slave cylinders can leak.

Selling cars is difficult even with a MoT this is an recession.
 
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He said it may be the rear brake cylinder and it could be that he can fix it without it actually needing parts - I dont know much about the mechanical side...

I havent had anything in the way of a new logbook/letter etc. I still have the original reg. document, no-one has asked for it.

Would I have to get the VIC or can I sell it as in need of a VIC? And if I get it MOTd before the VIC will the MOT be invalid because it was done first?

Sorry for all the questions...lol
 
you can sell it without the VIC but you will get peanuts for it, the MOT is revoked now so that will also need to be re-done.

VIC doesnt cost alot to get done, but only certain places can perform a VIC.

obviously if it doesnt pass for whatever reason it wont be allowed on the road
 
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Just done that and todays MOT failure is on there as well as all the other MOT info from when it was first registered.

Yeah, the insurance is pretty much why I want to sell it on quickly...thats the last thing I need at the moment.
 
if the car is a cat c you will need the car repaired to a roadworthy standard and a new MOT carried out.
you then may need to arrange a VIC test at your local VOSA station.
once the car passes a VIC test you apply for a new V5.
your insurance is usually cancelled and you may need to reinsure the car, the MOT that was valid at the time of the accident is usually deemed to be void as the car has been damaged and is not roadworthy.
once a car is a cat c you will not receive a car tax reminder and if you sell the car 'as is' the new owner will not be able to apply for a V5 in their name until the VIC is passed.
visit
http://www.direct.gov.uk/en/Motorin...e/AdviceOnBuyingAndSellingAVehicle/DG_4022107
for more info
it is worth ringing the dvla to see if the car needs a VIC as i have brought several cat c cars in the past year that for some reason did not require testing
 
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