Two minute job, so far:
Dear Sir/Madam,
I have recently spent the time filling in a HC1 form to claim for help towards any medical care I will receive from our so called free NHS. As a student on an intensive course I took time to fill it in and expected a good amount of money towards my dental care mainly. None of us want toothache but the ache gets worse if you have to pay for it, right?
So imagine my surprise today when I receive a letter from you stating that I am only going to get very limited benefit. Namely nothing unless the dental procedure costs more than £68.34. I immediately thought this odd, how is this possible? I am a student who can’t afford the time to work and the government won’t even let me off paying check up fees at the dentist?
Some research tells me that you consider my student loan as income. Are you utterly and insanely crazy? Since when is a loan income? If you were to take a bank loan out would you expect to pay income tax on that money, no, I didn’t think so.
You state that I should be able to manage on £44.05 a week. Again, I find this difficult to believe. You should be aware that the DfES estimates the following, ignoring rental costs, fuel bills and tuition fees:
Food 1,103
Household goods 300
Insurance 68
Clothing 441
Travel 564
Leisure 1,440
Sources - DfES Student Income and Expenditure Survey 2002/03,
If I work this out correctly and assuming that the costs are relevant for the whole year, it costs about £75 per week to live.
I know I need to improve on it and expand on it etc. just a first rough draft and only took a few mins